Beds
2
Baths
2
Sq Ft
1,990 sq ft
Year Built
2021
Lot Size
0.16 acres
Garage
2
About This Property
BIG PRICE REDUCTION to: $430,000! WELCOME to the SPECTACULAR 55+ COMMUNITY of LAKE JAMES!! A premier gated community of fine homes built by award winning builder Ernie White. Conveniently located in north Lakeland with easy access to I-4, it includes a large clubhouse, pool, and fitness center. This stunning Hunter model, built in 2021 (like new), is 1990 sq. ft. 0f living area and total 2862 square footage under roof, featuring soaring ceilings (12' in the great room area), crown molding, eight foot interior doors ,and oversized windows with plantation shutters throughout (even in the garage). Some of the upgraded features added to this home are: extensive lighting/ electrical package, electrical shade for the sliding glass door to the exterior patio, beautiful bamboo wood look porcelain tile, $7,000+ upgraded appliance package, whole house water filtration system, and epoxy coated garage floor. The great room is the hub of the home and opens to the kitchen and dining areas. The large kitchen boasts: solid wood cabinets, quartz counters, stainless appliances with an induction cooktop, pantry, and a oversized breakfast bar. The primary suite features plenty of natural light, a large walk in closet (7'x15') and a glamour bath with roll in shower. Guests have their own space with the split plan including a large bedroom and bath. Also, you can use the large office/den as the 3rd bedroom or as your workout room. This beautiful home lacks nothing in upgrades. Please view the photos and ask your agent to not miss showing you this fine home!!! Thank you!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
North 98 to west on Banana Rd to Lake James on your left ...thru the gate turn left on Lk James Blvd to address.
Location
7770 LAKE JAMES BOULEVARD, LAKELAND, FL 33810
Listing Information
Schedule a Showing
How to Buy This Home
Multiple financing options available for this $430,000 home in LAKELAND.
🏛️
FHA Loan
$15,050 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$21,500 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 1, 2026.