Beds
4
Baths
3
Sq Ft
2,111 sq ft
Year Built
1988
Lot Size
0.14 acres
Garage
2
About This Property
One or more photo(s) has been virtually staged. POOL HOME. NEW ROOF 2026. NON FLOOD ZONE. LOW HOA. No CDD. SPACIOUS layout with flexible living space. MODERN European style with a light and BRIGHT interior. One of the largest homes in the neighborhood, located in a peaceful green community near Valencia Lake and Lake St. George, with scenic surroundings and CONVENIENT access to Gulf beaches, bike trail, top-rated schools, shopping, dining, and nearby Honeymoon Island State Park. Filled with NATURAL LIGHT, this move-in ready two-story home features 4 bedrooms, 2.5 bathrooms, plus an ADDITIONAL FLEXIBLE main-level ROOM suitable for a home office, guest space, creative studio, lounge, media room, or extra living area. The SPLIT FLOOR PLAN, high ceilings, and large windows create a bright and airy interior, while the thoughtfully designed layout provides added privacy between bedrooms with minimal shared walls. Several bedrooms comfortably fit queen-size furniture while still allowing space for a desk, reading area, or creative workspace. The MODERN KITCHEN is centered around light and connection, featuring a COZY dining nook by a large window and views toward the screened pool and spacious living area, creating a warm and inviting everyday atmosphere. The primary suite features dual walk-in closets with natural light, double vanities, and relaxing sunset views that create a peaceful evening setting. UPDATEs include: NEW ROOF (2026), Italian marble flooring, Modern LED lighting, Porcelain & granite bathroom finishes, New upstairs carpet, Fresh interior & exterior paint The PRIVATE SCREENED-IN POOL and oversized fenced backyard provide multiple outdoor living areas with space for relaxing, entertaining, gardening, shaded seating, or storage for recreational equipment. The FINISHED GARAGE adds additional flexible space and may be used as a gym, workshop, hobby area, game room, storage space, or man cave. Located in a NON-FLOOD ZONE and has never flooded. This Palm Harbor pool home combines natural light, privacy, flexible living space, and resort-style outdoor living in one of the area’s most desirable locations.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Directions
Drive north on US 19/US Highway 19. Make a left U-turn to stay on US 19/US Highway 19, if permitted. Left to Tampa Road/CR 752. Right to Lake Saint George Drive/CR 577. Left to Kavalier Drive.
Location
540 SHERIDAN DRIVE, PALM HARBOR, FL 34684
Listing Information
Schedule a Showing
How to Buy This Home
Multiple financing options available for this $569,900 home in PALM HARBOR.
🏛️
FHA Loan
$19,947 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$28,495 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 5, 2026.