Beds
3
Baths
2
Sq Ft
1,584 sq ft
Year Built
1975
Lot Size
0.20 acres
Garage
2
About This Property
Experience the best of Florida waterfront living in this charming 3-bedroom, 2-bathroom home nestled on the best street in Hernando Beach. From the moment you arrive, the inviting covered entryway welcomes you into a bright and spacious living area filled with natural light from oversized windows. The well-appointed brand new kitchen is designed for both everyday comfort and effortless entertaining, featuring crisp cabinetry, with under cabinet lighting, sleek stainless steel appliances, and generous marble counter space. The private primary suite offers a relaxing retreat with an en suite bathroom, large walk in closet, walk-in shower, and expansive vanity. Updated lighting and ceiling fans throughout the house. New HVAC, 2025. Step outside to your own waterfront oasis. The covered screened-in patio overlooks the canal and creates the perfect setting for morning coffee or evening gatherings. Boating enthusiasts will appreciate the 2 docks, floating and fixed with 10K lb. boat lift, and direct canal access with super easy access to the Gulf.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
Hernando Beach Florida 34607 Head toward Shoal Line Blvd ? 410 ft Slight right onto Shoal Line Blvd ? 0.1 mi Turn right onto Gulfview Dr ? 1.0 mi Turn right onto Gulf Winds Cir ? Destination will be on the right
Location
3332 GULF WINDS CIRCLE, HERNANDO BEACH, FL 34607
Listing Information
Schedule a Showing
How to Buy This Home
Multiple financing options available for this $489,000 home in HERNANDO BEACH.
🏛️
FHA Loan
$17,115 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$24,450 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hernando County SHIP
Varies
Income-qualifying Hernando residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 1, 2026.