Beds
3
Baths
2
Sq Ft
1,290 sq ft
Year Built
2005
Lot Size
0.10 acres
Garage
2
About This Property
Positioned at an attractive price point and loaded with updates, this beautifully maintained 3 bedroom, 2 bath home in South Bay Lakes is a standout opportunity in today’s market. Buyers searching in the $300K range will immediately appreciate the value here, especially with major improvements already completed including a renovated kitchen with stainless steel appliances (2023), updated bathrooms, new flooring, fresh interior paint, vinyl fencing, a new HVAC system (2023), and water heater (2022). The fully paid-off solar panels provide meaningful long-term energy savings, with current electric bills averaging around $150 per month as the current occupants prefer to keep the home cool—offering the potential for even lower costs depending on usage. The one-story layout offers an open, functional floor plan with comfortable living space and a 2-car garage, ideal for both everyday living and entertaining. Located in a quiet neighborhood with convenient access to I-75, Tampa, MacDill AFB, shopping, dining, and the growing South Shore area, residents also enjoy a community pool and playground. With no CDD fees, a low HOA, and this level of updates at this price point, opportunities like this are becoming harder to find.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
East or West on Symmes Rd to Ekker Rd., Southwest on Ekker Rd to North St., West on Cherokee Rose Blvd to Fern Blossom Dr., South on Fern Blossom Dr. to Citrus Leaf Dr., West on Citrus Leaf Dr. to Tree Haven Ave., North on Tree Haven Ave.
Location
12136 TREE HAVEN AVENUE, GIBSONTON, FL 33534
Listing Information
Schedule a Showing
How to Buy This Home
Multiple financing options available for this $289,999 home in GIBSONTON.
🏛️
FHA Loan
$10,150 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$14,500 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 2, 2026.