Beds
3
Baths
3
Sq Ft
1,656 sq ft
Year Built
1997
Lot Size
0.02 acres
Garage
2
About This Property
Picture this: morning coffee on your private waterfront balcony, boat gassed up and ready at your own dock, then a short, walkable stroll to Indian Rocks Beach for the afternoon, come back and take a dip in the pool. This is everyday life at 128 Marcdale Blvd — a fully renovated, spotless, like-new 3-bedroom, 3-bath Sunset Bay townhome in Indian Rocks Beach, with 1,656 sq ft heated (2,500 sq ft total), where the Intracoastal Waterway is your backyard and the Gulf is a short stroll away. Waterfront, on your terms. A deeded boat slip with a 12,000-lb lift (new control box, 2024) puts the water at your disposal whenever the mood strikes — no marina, no waiting. The seawall, boardwalk, electrical, and dock system were fully rebuilt in 2021, so it's not just a view, it's a functioning waterfront setup ready to use. Two private balconies — one off the main living level, one off the primary suite — give you a front-row seat to the peaceful waterfront from morning light to sunset. Move-in ready, spotless condition. Every detail here has been cared for. The main level is light-filled and open, with a fireplace, porcelain tile plank style floors, and a laundry closet with folding shelf on the main floor. One private ensuite bedroom works beautifully as a guest suite or home office. A fully remodeled kitchen with soft-close, solid wood shaker cabinets in a two-tone finish, quartz counters, a floor-to-ceiling glass mosaic backsplash, built-in stainless appliances, a dual-zone wine fridge, and designer pendant lighting over a generous breakfast bar for easy entertaining. A primary suite that feels like a retreat. Upstairs, vaulted ceilings set the tone, and the spa-style bath is the showstopper — a frameless glass shower wrapped in floor-to-ceiling marble-look tile with a rain shower head and built-in seat, plus dual vanities with exotic stone counters and oil-rubbed bronze fixtures. Its own private balcony means your morning coffee spot is never shared. A third bedroom overlooks the community's resort-style pool and spa. Storage and space, handled An oversized tandem garage handles bikes, paddleboards, beach chairs, or doubles as a home gym or workshop — wall to wall built in storage, garage fridge, epoxy garage floor and a retro utility sink that makes this garage feel like more like living space. A travertine patio with a misting system extends outdoor living through the warmer months. The big-ticket items, already done Roof (2014, 20-year warranty), HVAC (2019), hurricane windows and doors (2016/2025), new hot water tank and front door (2025) — the kind of updates that let a buyer move in and simply enjoy the place. 2026 HOA is $833.69/month, covering insurance (hurricane, flood, hazard), exterior maintenance, landscaping, pest control, the community pool and hot tub, and water/sewer/trash. Indian Rocks Beach, at your pace This golf-cart-friendly, walkable stretch of the Gulf Coast is built for slowing down — beach access, boat ramps, casual waterfront dining, and boutique shopping all within easy reach, with Tampa and the airports a quick drive when you need them. Pet-friendly, too. Bring your boat. Call now to see it in person.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
North on Gulf Blvd Turn right onto 7th Ave N Turn left onto 1st St Turn right onto Bates Ave Turn right onto E Gulf Blvd E Turn left onto Windrush Blvd Turn left onto Marcdale Blvd
Location
128 MARCDALE BOULEVARD, INDIAN ROCKS BEACH, FL 33785
Listing Information
Schedule a Showing
How to Buy This Home
Multiple financing options available for this $784,900 home in INDIAN ROCKS BEACH.
🏛️
FHA Loan
$27,472 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$39,245 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 3, 2026.