Beds
3
Baths
2
Sq Ft
1,408 sq ft
Year Built
1966
Lot Size
0.24 acres
Garage
1
About This Property
Located on the Clearwater/Dunedin border and just 1 mile from Downtown Dunedin, this 3-bedroom, 2-bathroom home offers a rare combination of space, flexibility, and location. Situated on an oversized double lot, the property provides ample room for boat and RV parking, future expansion, a pool, or simply enjoying the extra outdoor space—without the restrictions of an HOA. Inside, you'll find a functional layout featuring a spacious primary suite with an en-suite bathroom. Hurricane impact windows in the bedrooms, kitchen, and bathrooms provide added peace of mind, while major updates including a 2018 roof, 2022 HVAC system, and new ductwork help make this home move-in ready. Step outside and enjoy Florida living year-round with a screened-in patio, tiki bar, and a storage shed with electricity, perfect for a workshop, hobby space, or additional storage. The expansive backyard offers endless possibilities for entertaining, gardening, or creating your own private outdoor retreat.Conveniently located just minutes from Downtown Dunedin's restaurants, breweries, waterfront parks, and the Pinellas Trail, this home is also near TD Ballpark, home of Toronto Blue Jays Spring Training. Spend your weekends exploring Downtown Dunedin, catching a ballgame, biking the trail, or heading to Clearwater Beach, Honeymoon Island, and Caladesi Island—all just a short drive away. Offering a rare combination of a double lot, non-flood zone location, boat and RV parking, and no HOA, this property delivers the space and flexibility to enjoy the Florida lifestyle your way.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
From US-19 N, take the Sunset Point Rd exit and head west. Turn right onto Keene Rd, then left onto Palm Blvd. Continue to 1282 Palm St. Property will be on the right.
Location
1282 PALM STREET, CLEARWATER, FL 33755
Listing Information
Schedule a Showing
How to Buy This Home
Multiple financing options available for this $419,000 home in CLEARWATER.
🏛️
FHA Loan
$14,665 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$20,950 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 5, 2026.