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$884,000

13650 96TH TERRACE, SEMINOLE, FL 33776

Active1 days on market

Beds

3

Baths

3

Sq Ft

2,418 sq ft

Year Built

1979

Lot Size

0.30 acres

Garage

2

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About This Property

Experience the best of Florida's indoor-outdoor lifestyle in this beautifully updated 3-bedroom, 2.5-bath pool home with an oversized 2-car garage. Nearly every room opens to the home's true showpiece—an extraordinary 1,700-square-foot screened lanai surrounding a sparkling PebbleTec saltwater pool, creating the perfect setting for entertaining or relaxing year-round. A charming koi pond adds a peaceful, one-of-a-kind touch. Ideally located just minutes from the beaches but no flood zone here at approximately 60 feet above sea level, this home offers both peace of mind and an impressive list of recent upgrades. Major improvements include a new shingle roof (September 2025), hurricane-rated garage door (June 2025), fresh exterior paint (2022), and a newer paver driveway (2021). Inside, thoughtful updates continue throughout. The beautifully remodeled bathrooms (2020), laminate flooring, whole-house water filtration system, water softener, and new water heater (2022) provide modern comfort and convenience. The open kitchen is designed for both everyday living and entertaining, featuring wood cabinetry, quartz countertops, a large farmhouse sink, stainless steel appliances, and expansive windows that open directly to the pool and lanai. PGT impact windows and three sets of impact sliding glass doors, combined with the brand-new roof, provide added security and confidence during Florida's storm season. Tubular skylights bathe the home in natural light, while a cozy wood-burning fireplace creates a warm and inviting gathering space. The spacious guest bedroom offers exceptional flexibility with its own private entrance and kitchenette, making it ideal as a guest suite, in-law quarters, teen retreat, home office, or potential income-producing space. Whether you're searching for a primary residence, seasonal getaway, or investment property, this versatile home checks every box. With resort-style outdoor living, a private guest suite, and a prime location just minutes from the Gulf beaches, it offers outstanding appeal.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8525140
StatusActive
Year Built1979
Stories1
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionURBAN LAKE ESTATES 2ND ADD
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
FlooringLaminate, Tile
AppliancesBuilt-In Oven, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Range, Range Hood, Refrigerator, Water Filtration System, Water Purifier, Water Softener
LaundryInside, Laundry Room
WindowsENERGY STAR Qualified Windows, Shades
CoolingCentral Air
HeatingCentral
FireplaceYes ()
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorPrivate Mailbox, Private Yard, Rain Gutters, Sidewalk, Sliding Doors, Storage
FencingVinyl, Wood
Lot Size0.30 acres (13,129 sq ft)
Lot Dimensions90 x 138
Lot FeaturesSidewalk
Road SurfacePaved, Concrete

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Lighting, Outside Bath Access, Pool Sweep, Salt Water, Screen Enclosure, Tile

Utilities

WaterPublic, Well
SewerPublic Sewer
UtilitiesElectricity Connected, Phone Available, Propane, Sewer Available, Sprinkler Well, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$884,000
Annual Taxes$7,283 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-2
Parcel #203015935290010060

Schools

ElementaryOakhurst Elementary-PN
MiddleSeminole Middle-PN
HighSeminole High-PN

Directions

From Park Blvd, turn right onto Oakhurst road, keep right to continue on 137th, turn right onto 97th Ave, turn right onto 136th, home will be on the right.

Location

13650 96TH TERRACE, SEMINOLE, FL 33776

Listing Information

OfficeREALTY EXPERTS
ListedJuly 3, 2026

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How to Buy This Home

Multiple financing options available for this $884,000 home in SEMINOLE.

🏛️

FHA Loan

$30,940 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$44,200 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 4, 2026.

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