Beds
3
Baths
2
Sq Ft
1,920 sq ft
Year Built
1964
Lot Size
0.15 acres
Garage
1
About This Property
Location, location! This is the one you've been waiting for, ideally just minutes from award-winning Gulf beaches, premier shopping and top-rated schools, all within visiting or biking distance, this exceptional pool home delivers the Florida lifestyle you've been dreaming of. Offering 1,920 square feet with three bedrooms plus a spacious bonus room that easily functions as a fourth bedroom, two baths, and an oversized first-floor primary suite expanded for exceptional comfort and relaxation. The beautifully updated kitchen (2020) features soft-close cabinetry, all-new appliances and a smart range, blending style with modern convenience. Major updates provide peace of mind, including a new roof (2023), two new air-conditioning systems (2023), new pool pump and filter (2023), spa heater (2023), garage door (2020), hurricane-impact upstairs windows, newer downstairs windows with shutters and an updated downstairs bath. Enjoy abundant storage, a screened garage that invites in the refreshing Gulf breezes, and a private backyard designed for effortless entertaining with low-maintenance AstroTurf that stays beautiful year-round. Best of all, this no-HOA, no-deed-restrictions, no-flood-zone property gives you the freedom to keep your boat at home, with the Intracoastal boat ramp just one mile away. This isn't just a home, it's the Florida lifestyle you've been waiting for.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From Seminole Blvd go East on Park Blvd, North on Oakhurst Rd, East on 85th Terrace. Home on right.
Location
13843 85TH TERRACE N, SEMINOLE, FL 33776
Listing Information
Schedule a Showing
How to Buy This Home
Multiple financing options available for this $515,000 home in SEMINOLE.
🏛️
FHA Loan
$18,025 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$25,750 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 3, 2026.