Beds
3
Baths
2
Sq Ft
1,100 sq ft
Year Built
1973
Lot Size
0.17 acres
Garage
—
About This Property
Finding an affordable, move-in-ready home in Bartow with no HOA and major updates already completed is becoming harder to find. That's what makes 4561 David Drive such a great opportunity. Whether you're buying your first home, looking to simplify life, or searching for a comfortable place to enjoy your retirement years, this well-maintained 3-bedroom, 1.5-bath home offers the perfect blend of value, convenience, and peace of mind. Inside, you'll find durable vinyl plank flooring throughout, a bright and welcoming living space filled with natural light, and a spacious primary bedroom designed for everyday comfort. French doors open to a fully fenced backyard, providing a private outdoor retreat perfect for pets, gardening, relaxing with a morning coffee, or spending time with loved ones. One of the biggest advantages of this home is that many of the major expenses have already been taken care of, including a roof installed in 2018, helping reduce future maintenance concerns and giving buyers added confidence. Located in an established Bartow neighborhood with no HOA restrictions, you'll enjoy the freedom to make the property your own while staying close to everything you need. Downtown Bartow's historic charm, local restaurants, shopping, medical facilities, parks, and everyday conveniences are just minutes away. Commuters will appreciate easy access to Highway 17, while outdoor enthusiasts can explore nearby Circle B Bar Reserve, Lake Hancock, and the area's beautiful natural surroundings. If you've been waiting for an affordable home that's move-in ready, offers outdoor space, and delivers exceptional value in one of Polk County's most charming communities, this is one you won't want to miss. Schedule your private showing today and discover why so many love calling Bartow home.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Turn onto David Dr off of Bomber Rd in Bartow. Home is down on the left.
Location
4561 DAVID DRIVE, BARTOW, FL 33830
Listing Information
Schedule a Showing
How to Buy This Home
Multiple financing options available for this $249,000 home in BARTOW.
🏛️
FHA Loan
$8,715 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$12,450 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: June 30, 2026.