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Beds
2
Baths
1
Sq Ft
711 sq ft
Year Built
1980
Lot Size
1.02 acres
Garage
—
At most Florida beach condos, $500 a month doesn't cover flood insurance alone. At unit #45 of Sea Shell in Indian Shores, it covers so much more: cable, internet, water, sewer, trash, flood insurance, and grounds maintenance. Next, add legal short-term rentals with 1-7 day zoning, plus two dedicated parking spaces directly out front of this rare, ground-level unit. Steps to the Gulf of Mexico. Steps to the Intracoastal. Residents and guests enjoy a pool, dock and fishing pier, and the location is truly walkable. Inside, everything is new: LVP flooring throughout, all new appliances including range, microwave, refrigerator, washer and dryer. Roof replaced 2025. HVAC and water heater installed 2026. All work permitted and completed by a licensed contractor. No milestone or SIRS requirements. A well-managed association that is easy to communicate with. The second bedroom is configured as a pass-through from the primary; flexible for guests, a dedicated home office, or whatever your rental strategy requires. Out-of-state buyer? The same designer who furnished the prior Airbnb is available to help you hit the ground running.This is what a smart beach acquisition looks like. Whether you're buying for personal use, short-term rental income, or both, 19823 Gulf Blvd #45 makes the financial case for itself that is nearly impossible to find anywhere else on this coastline.
19823 Gulf Blvd- Sea Shell- when you pull into Sea Shell the ground units are the first two on the left. Park in spot marked #45
19823 GULF BOULEVARD UNIT 45, INDIAN SHORES, FL 33785
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Multiple financing options available for this $400,000 home in INDIAN SHORES.
🏛️
$14,000 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
$20,000 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
$0 Down
Zero down for eligible rural areas. Income limits apply.
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: June 23, 2026.
Active$450,000
19417 GULF BOULEVARD
INDIAN ROCKS BEACH, FL 33785
Active$400,000
19417 GULF BOULEVARD
INDIAN SHORES, FL 33785
Active$450,000
202 12TH AVENUE
INDIAN ROCKS BEACH, FL 33785
Active$450,000
202 12TH AVENUE
INDIAN ROCKS BEACH, FL 33785