Beds
2
Baths
1
Sq Ft
1,008 sq ft
Year Built
1971
Lot Size
0.12 acres
Garage
—
About This Property
Turnkey waterfront property offering direct canal access to the Homosassa River. This 2-bedroom, 1-bathroom home has 1,008 square feet of fully furnished living space. Property includes 60 feet of robust seawall, dock your boat right in your backyard with 2 point davits. Gulf Access: Navigate the canal directly out to the Homosassa River, blue freshwater springs, Monkey Island, or the Gulf of America. Swim, kayak, and experience world-class manatee encounters and scalloping directly from home. Travel seamlessly by boat to three popular local waterfront tiki bar restaurants. Durable and stylish luxury vinyl plank flooring flows seamlessly through the home. solid-surface countertops, window drapes, and an open layout. efficient ductless mini-split heating and cooling systems. washer and dryer. Includes a paved concrete driveway with an attached carport and a fully enclosed chain-link fenced yard. Investment & Turnkey Potential.
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Directions
South on HWY 19 / Suncoast BLVD, R on 490A/ W Halls River Rd, L on W Grotto Ct, home on R.
Location
10270 W GROTTO COURT, HOMOSASSA, FL 34448
Listing Information
Schedule a Showing
How to Buy This Home
Multiple financing options available for this $258,900 home in HOMOSASSA.
🏛️
FHA Loan
$9,062 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$12,945 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Citrus County SHIP
Varies
Income-qualifying Citrus residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 2, 2026.