Beds
3
Baths
3
Sq Ft
2,332 sq ft
Year Built
1986
Lot Size
0.20 acres
Garage
2
About This Property
DOES NOT REQUIRE FLOOD INSURANCE! MAJOR UPDATES: Garage doors & openers (2025), Roof, Pool Pump & Filter (2024), HVAC & Water Heater (2019) Welcome to this beautifully maintained two-story POOL home in the heart of Palm Harbor! Featuring 3 bedrooms, 2.5 baths, and PLUS a large loft, this residence sits on a meticulously landscaped lot and offers a perfect blend of style, comfort, and functionality. Step inside to soaring 30-foot vaulted ceilings and an abundance of natural light that fills the open-concept living and dining areas. The inviting living room is ideal for both relaxing and entertaining, complete with a cozy fireplace and pool views through large windows. The renovated kitchen is a chef’s dream, featuring solid wood, soft-close cabinetry, granite countertops, new appliances, and a spacious island perfect for meal prep or casual dining. A beautifully updated half bath is conveniently located on the main floor. Upstairs, the loft area offers endless flexibility—ideal for a home office, playroom, or easily converted into a fourth bedroom. The primary suite is a true retreat, boasting generous space, bright windows, and a luxurious ensuite with dual vanities, a soaking tub, and a separate walk-in shower. Two additional bedrooms and a full bath complete the upper level. Step outside to your private backyard oasis, featuring a large, screened pool and lanai, perfect for lounging or entertaining. The oversized pool invites endless fun, while the fenced yard offers plenty of room for pets or play. Additional highlights include an oversized two-car garage with laundry area. Located less than a mile from top-rated Palm Harbor schools, this home also offers access to community amenities including a park, tennis courts, and a pool. This Palm Harbor gem truly has it all, modern updates, prime location, and resort-style living. Schedule your private showing today!
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Heading north on US 19, take a right on Alderman Road. Heading east on Alderman, you'll take a right on Shoreline Drive. Heading west, take a left on Savoy Lane. Heading south, take a right on Montrose to home in Cul De Sac.
Location
3177 MONTROSE PLACE, PALM HARBOR, FL 34684
Listing Information
Schedule a Showing
How to Buy This Home
Multiple financing options available for this $584,900 home in PALM HARBOR.
🏛️
FHA Loan
$20,472 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$29,245 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 5, 2026.