Beds
4
Baths
2
Sq Ft
2,125 sq ft
Year Built
1994
Lot Size
2.38 acres
Garage
2
About This Property
Private Gated 2.38-Acre Estate with No HOA in Winter Haven – Room for RVs, Boats & More! Escape the ordinary and enjoy the privacy, space, and freedom you've been searching for with this gated 2.38-acre property in Winter Haven, Florida. Set well back from the road behind a remote-operated gate, this beautifully maintained 4-bedroom, 2-bath home offers 2,125 square feet of comfortable living with no HOA restrictions, making it ideal for homeowners who want room for RVs, boats, trailers, ATVs, work vehicles, hobby farming, or simply extra space to enjoy. Designed for both everyday living and entertaining, the split-bedroom floor plan features formal living and dining rooms, a spacious family room open to the kitchen, hardwood floors, a breakfast bar, and abundant natural light throughout. The private owner's suite is a peaceful retreat with French doors leading to the screened lanai, a spa-inspired bathroom with soaking tub and separate shower, and a large walk-in closet. Outdoor living is where this property truly shines. Relax on the impressive 42-foot covered front porch or unwind on the 34-foot screened back porch while overlooking fully fenced acreage shaded by mature oak trees. There's plenty of room to build a pool, workshop, guest house (subject to county approval), create gardens, or simply enjoy wide-open space rarely found this close to town. Recent updates include a new roof (2023), updated AC, updated well pump, new water heater (2026), and recently serviced septic system, giving buyers added peace of mind. Conveniently located just minutes from the Polk Parkway, this property provides quick access to Lakeland, Tampa, Orlando, shopping, medical facilities, and Central Florida attractions while still offering the quiet country lifestyle buyers crave. Back on the market due to buyer financing—not because of the home—and ready for its next owners.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
Winter Lake Rd (540) to Thornhill Rd - North on Thornhill Rd - Right on K-Ville Ave - Right on Oakwood Rd - Home will be on the right.
Location
23 OAKWOOD RD, WINTER HAVEN, FL 33880
Listing Information
Schedule a Showing
How to Buy This Home
Multiple financing options available for this $574,900 home in WINTER HAVEN.
🏛️
FHA Loan
$20,122 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$28,745 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 5, 2026.