Beds
2
Baths
2
Sq Ft
1,400 sq ft
Year Built
1982
Lot Size
—
Garage
—
About This Property
Stunning turnkey END-UNIT CONDO in Clearwater’s premier 55+ community, ON TOP OF THE WORLD. A smart lock entry provides convenience and security into this impeccably maintained and perfectly move-in ready unit. This elegant remodel boasts newer IMPACT WINDOWS, a bright OPEN-CONCEPT layout flooded with natural sunshine, spacious living areas enhanced by luxury vinyl flooring and a newer water heater. The spacious kitchen features custom, solid wood soft-close cabinets with crown molding, striking GRANITE COUNTERS, stainless appliances, a handy WINE FRIDGE, and durable ceramic tile. An inviting sunroom bathed in light connects openly to the main living space, with barn doors for flexible use as a THIRD BEDROOM or private retreat. The generous primary suite offers premium vinyl plank flooring, ample closet space, and a gorgeous FULLY REMODELED bath with a tiled shower and rain head. The sunny second bedroom includes plush new carpet, while the updated guest bath shines with fresh flooring, new modern vanity, and refined lighting. Ideal for effortless, luxurious living. This incredible home is complete with an IN-UNIT WASHER AND DRYER. On Top of the World delivers resort-style living with TWO EXCLUSIVE GOLF COURSES, 9 and 18 holes free to resident owners, TWO HEATED SWIMMING POOLS, tennis, pickleball, a fitness center, DOG PARK, horseshoe pits, lawn bowling, and shuffleboard. A grand ballroom hosts live music and events, and an on-site café offers take-and-bake meals. On Top of the World has over 100 clubs and activities. Milestone Engineering Study passed with flying colors.Ideally located near Dunedin’s beaches, Clearwater Beach, upscale shopping, healthcare, and Tampa International and St. Pete/Clearwater Airports. Seize this chance for luxurious, active living in a vibrant community, SAFELY OUTSIDE OF FLOOD AND EVACUATION ZONES. 35% down required by OTOW if financing.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From Sunset Point Road, head north on World Parkway Blvd. Follow streets to Netherlands, turn left and follow to Sumatran Way. Right on Sumatran. Building is first on right.
Location
2435 SUMATRAN WAY UNIT 23, CLEARWATER, FL 33763
Listing Information
Schedule a Showing
How to Buy This Home
Multiple financing options available for this $249,999 home in CLEARWATER.
🏛️
FHA Loan
$8,750 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$12,500 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 5, 2026.