Beds
3
Baths
2
Sq Ft
1,530 sq ft
Year Built
1981
Lot Size
1.00 acres
Garage
0
About This Property
Renovated GULF VIEW / BEACH FRONT 3/2 Dolphin Reef Condo! Wake up to sweeping Gulf views and the soothing sound of waves from this perfectly positioned 3-bedroom, 2-bath condo residence directly on the sugar sands of IndianRocks Beach …….. Offered fully furnished and turn-key (with just a few exclusions), this coastal retreat is thoughtfully designed for effortless beachfront living from the moment you arrive …….. Start your mornings with coffee on the comfortable balcony furnishings as the Gulf sparkles in the distance, and end each day with breathtaking sunsets melting into the horizon while gentle sea breezes welcome you home. Here, every day feels like a vacation …….. What makes this residence truly special? The spacious owner’s suite captures spectacular sunset views through floor-to-ceiling hurricane-impact sliding glass doors, creating a serene seaside escape. Dual electric shades in both the living room and primary suite allow you to filter the afternoon sun or enjoy complete blackout privacy for restful evenings. The ensuite bath offers a private two-room layout and connects to a large walk-in closet featuring a custom built-in organization system …….. Elegant tray ceilings with recessed lighting on Lutron dimmer switches add architectural detail and a warm coastal ambiance throughout, while custom inlaid tilework creates the reflects the home's attention to detail and easy beachside living …….. The kitchen features luxury finishes: a FRANKE SINK, GROHE Faucets, and a sleek leathered granite breakfast bar with seating for additional guests — perfect for casual gatherings after a day at the beach. Wet bar with wine rack and ULINE bar fridge with ice offers added storage and countertop space. Retractable electric balcony screens, a tankless “on-demand” hot water heater, 2025 HVAC system, and an interior laundry room with washer and dryer included add comfort and convenience throughout …….. Residents enjoy seaside resort-style pool and spa, expansive sun deck, outdoor kitchen and bar area with BBQ grills, and new lounge furnishings surrounded by lush tropical landscaping — an ideal setting for relaxing with friends and family …….. Dolphin Reef Condominiums is a secure, well-maintained Gulf-front community of just 40 residences featuring two elevators, gated private beach access, a fitness center with sauna, plus a 5th floor social room with billiards, TV, and kitchenette. Monthly association fees include building and flood insurance, exterior maintenance, pest control, water, sewer, trash, basic cable, and an on-site maintenance manager …….. assigned covered parking space #304 and a private climate-controlled storage closet on the 4th floor — perfect for storing beach chairs, holiday decor, etc …….. Whether you’re seeking a full-time residence, seasonal retreat, or investment opportunity, this property offers flexibility with a 30-day minimum rental policy and up to 12 occupancy changes annually …….. Pet-friendly for owners (2 pets up to 20 lbs) …….. Ideally located on the quiet North end of IndianRocks Beach, this golf-cart-friendly coastal town is beloved for its laid-back atmosphere, locally owned restaurants, and walkable beach lifestyle. Enjoy a variety of cuisines, everything from fresh seafood to waterfront dining and even a charming French bakery just blocks away. Locals affectionately call IRB “The Mayberry of the Gulf Beaches” for its welcoming small-town feel …….. CHEERS to the Florida beach lifestyle!
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
WEST on 686 / Eat Bay / West Bay then continue WEST over Belleair Causeway until it dead ends at Gulf Blvd. Go Left or SOUTH at Gulf Blvd and DOLPHIN REEF/2504 Gulf Blvd is on the WEST / RIGHT SIDE of street just South of TURKISH FLAME RESTAURANT & a Gas Station, and across from THE WALK @ IRB townhouses ........ Please park in uncovered spaces numbered in the 600-range or in public beach access parking conveniently next to Dolphin Reef at 26th.
Location
2504 GULF BOULEVARD UNIT 304, INDIAN ROCKS BEACH, FL 33785
Listing Information
Schedule a Showing
How to Buy This Home
Multiple financing options available for this $1,000,000 home in INDIAN ROCKS BEACH.
🏛️
FHA Loan
$35,000 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$50,000 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 6, 2026.