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$3,600,000

603 EMERALD LANE, HOLMES BEACH, FL 34217

Active416 days on market

Beds

5

Baths

6

Sq Ft

3,700 sq ft

Year Built

2024

Lot Size

0.29 acres

Garage

5

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About This Property

Stunning turnkey new construction on Anna Maria Island, located on a serene and rare double channel lot in the Key Royale neighborhood. This spacious residence features 5 bedrooms, 2 on the main level and 3 upstairs, all with en suite and walk-in closets offering ample space for family and guests. The main floor’s primary suite includes a large bathroom with steam shower and beautiful marble tile flooring. Enjoy 2 living spaces, one on the main level and another with a large balcony overlooking the canal on the second floor. The elevator provides easy access to both levels. Convenient laundry with 4 washers and 4 dryers, 2 upstairs and 2 on the main level. Upgraded finishes throughout with wide plank engineered walnut flooring, marble tile in the bathrooms, quartz countertops, 8' high extra thick upgraded doors, and upgraded trim package. The modern kitchen boasts brand new high-end Sub-Zero and Wolf paneled appliances and upgraded cabinetry. Step outside to enjoy covered seating and dining areas, a large saltwater pool and spa with breathtaking canal views, and 2 new composite wood docks with new seawall on this home's rare corner channel access, ideal for water enthusiasts. The property also features garage spaces to accommodate 4 vehicles, and new mature landscaping. The home's interiors are thoughtfully designed with hand-curated, beach inspired furnishings which are included in the sale.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4652348
StatusActive
Year Built2024
Total Rooms3
ConstructionStucco
RoofMetal
FoundationSlab
FacesSouth
SubdivisionKEY ROYALE 11TH ADD
CountyManatee
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Elevator, Open Floorplan, Thermostat, Walk-In Closet(s)
FlooringEngineered Hardwood
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
LaundryInside
WindowsStorm Window(s)
CoolingCentral Air, Zoned
HeatingCentral
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Lighting, Outdoor Grill, Rain Gutters, Sliding Doors
Lot Size0.29 acres (12,545 sq ft)
Road SurfacePaved
ViewPool, Water

Pool & Spa

Private PoolYes
Pool FeaturesGunite, Heated, In Ground, Lighting, Salt Water
SpaHeated, In Ground

Waterfront

WaterfrontYes
FeaturesWaterfront, Canal - Saltwater

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (5 spaces)

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$3,600,000
Original Price$4,785,000
Annual Taxes$21,278 (2023)
FinancingCash, Conventional, VA Loan
ZoningR1AA
Parcel #6909700004

Schools

ElementaryAnna Maria Elementary
MiddleMartha B. King Middle
HighManatee High

Directions

FROM MANATEE AVE GO NORTH ON GJLF, RIGHT ON MARINA, RIGHT ON KEY ROYALE DR, LEFT ON TO EMERALD, HOME IS FIRST ON THE RIGHT

Location

603 EMERALD LANE, HOLMES BEACH, FL 34217

Listing Information

OfficeBEACH HOUSE REAL ESTATE LLC
ListedMay 13, 2025

Schedule a Showing

How to Buy This Home

Multiple financing options available for this $3,600,000 home in HOLMES BEACH.

🏛️

FHA Loan

$126,000 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$180,000 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 3, 2026.

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