Beds
—
Baths
0
Sq Ft
—
Year Built
—
Lot Size
4.34 acres
Garage
—
About This Property
SELLER FINANCING WITH SELECT TERMS. Geo-Tech surveys are being completed. Discover over 4 acres of prime waterfront land in the thriving heart of Ruskin, offering endless possibilities for personal or commercial development. Whether you dream of building your own waterfront oasis or have the vision of a savvy developer, this property is your canvas. Imagine crafting a custom dream home with breathtaking views, or tapping into Ruskin’s booming hospitality scene by creating a boutique hotel, a waterfront restaurant, or even multifamily housing. The location is unbeatable—just minutes from Bahia Beach, a full-service marina, Freedom Boat Club, and the popular Sunset Bar & Grill. With direct Gulf access, stunning surroundings, and a growing local community, this property is truly a rare gem. The opportunities are as vast as the horizon!
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From Selmon expressway take exit 15A for I-75 N toward Naples, take exit 240B for FL674 for Ruskin, right onto Tamiami Trl/S US Hwy 41, turn left onto W Shell Point Rd, left onto 23rd St NW
Location
2312 W SHELL POINT ROAD, RUSKIN, FL 33570
Listing Information
Schedule a Showing
How to Buy This Home
Multiple financing options available for this $2,499,999 home in RUSKIN.
🏛️
FHA Loan
$87,500 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$125,000 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: April 29, 2026.