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$265,000

4047 S GARLAND TERRACE, INVERNESS, FL 34452

Active49 days on market

Beds

2

Baths

2

Sq Ft

1,278 sq ft

Year Built

1980

Lot Size

0.44 acres

Garage

1

About This Property

Looking for an oversized pool home in a desireable neighborhood, then look no further! This well maintained home has two bedrooms and two full bathrooms, but that's just the start. Inside laundry, separate dining and living spaces. You'll step out into your screened in lanai where there's plenty of room to enjoy the weather year round. Outside of the lanai you'll be enclosed in a birdcage surrounding your inground pool that's ready for you to enjoy right away. You'll get not only a wonderful home, but also the addition of the lot to the right of the home. Thats right, you're getting a double lot so there's plenty of room to play. Schedule your private tour today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #G5111135
StatusActive
Year Built1980
Total Rooms4
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionINVERNESS HIGHLANDS SOUTH
CountyCitrus
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s)
FlooringLaminate
AppliancesConvection Oven, Dishwasher, Dryer, Range, Refrigerator, Washer
LaundryInside, Laundry Room
CoolingCentral Air
HeatingHeat Pump

Exterior & Lot

ExteriorOther, Sliding Doors
FencingChain Link
Lot Size0.44 acres (19,200 sq ft)
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Screen Enclosure

Utilities

WaterWell
SewerSeptic Tank
UtilitiesElectricity Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$265,000
Annual Taxes$450 (2025)
FinancingCash, Conventional
ZoningMDR
Parcel #20E19S290010 03490 0150

Directions

Traveling 44 W, slight right onto E Highland Blvd. Turn left onto S Apopka Ave. Turn left onto E Lynn St. Turn left onto S Garland Terrace, house will be on the right.

Location

4047 S GARLAND TERRACE, INVERNESS, FL 34452

Listing Information

OfficeDOWN HOME REALTY, LLLP
ListedApril 16, 2026

Schedule a Showing

How to Buy This Home

Multiple financing options available for this $265,000 home in INVERNESS.

🏛️

FHA Loan

$9,275 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,250 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: June 9, 2026.

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