Beds
1
Baths
1
Sq Ft
815 sq ft
Year Built
1972
Lot Size
—
Garage
—
About This Property
Welcome to TOP FLOOR waterfront living at its finest in the highly desirable Concord Building at Sea Towers! This beautifully maintained 12th-floor condo offers breathtaking panoramic views of the Intracoastal Waterway and the Gulf, creating the perfect backdrop for stunning sunsets, boating activity, dolphins, manatees, pelicans, and true Florida coastal living. This move-in ready 1-bedroom, 1-bath condo with CARPORT comes fully furnished in a charming nautical theme and features a spacious SUNROOM that can easily serve as a guest room, home office, reading nook, or relaxing waterfront retreat. The open-concept kitchen was renovated in 2017 and includes updated kitchen cabinets, recessed lighting, and beautiful wood-look laminate flooring throughout. Additional updates include hurricane shutters, updated windows, and a 2019 HVAC system for added comfort and peace of mind. Enjoy maintenance-free living with the 2026 HOA fee reduced to only $813.54/month, covering cable, internet, water, sewer, exterior maintenance, building insurance, and resort-style amenities — making ownership simple, convenient, and worry-free. Sea Towers is one of St. Petersburg’s most sought-after 55+ waterfront communities offering: • 24-hour guard gated security • Two heated pools • Tennis & pickleball courts • Fitness center & clubhouse • Fishing pier & scenic waterfront walking paths • Social events and activities • Boat slips available for purchase. Ideally located just minutes from Madeira Beach, shopping, restaurants, entertainment, and the Gulf beaches, this waterfront gem is perfect as a full-time residence, winter retreat, or investment opportunity. Wake up every day to unbelievable open water views and enjoy the ultimate Florida waterfront lifestyle! Call today for your private showing.
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Directions
Duhme Road (113th Street) to Sea Towers guard gate, give business card to guard. Follow signs to Concord Building, guest parking is to the left of the building.
Location
4525 COVE CIRCLE UNIT 1207, ST PETERSBURG, FL 33708
Listing Information
Schedule a Showing
How to Buy This Home
Multiple financing options available for this $215,000 home in ST PETERSBURG.
🏛️
FHA Loan
$7,525 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$10,750 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 1, 2026.