Beds
4
Baths
2
Sq Ft
2,965 sq ft
Year Built
1997
Lot Size
0.28 acres
Garage
2
About This Property
Welcome to your waterside sanctuary in the heart of Florida’s Nature Coast! This stunning three-story home offers approximately 2,965 sq ft of living space with 4 bedrooms and 2 full baths—perfectly designed to capture the essence of seaside living. Situated directly on the riverfront in Crystal River, you’ll wake up to sweeping open-water views and enjoy boating access that invites adventures right from your backyard. Inside, modern upgrades abound: sleek stainless-steel appliances, an elevator servicing all floors for effortless mobility, and a well-maintained rip-rap seawall that provides long-term waterfront stability and peace of mind. The outdoor amenities are a true boater’s dream. A covered dock accommodates a 36-foot boat, while an additional covered dock is perfect for a smaller vessel. A floating drive-on double jet ski dock adds even more fun and convenience for water enthusiasts. The primary retreat spans the entire top floor, offering breathtaking panoramic views and private access to a spiral staircase that leads directly to the pool deck below—the perfect touch of elegance and ease for morning swims or sunset lounging. Outside, entertain in style with a heated pool, lush landscaped grounds, and multi-level outdoor spaces that embrace the Florida lifestyle. Built in 1997, this home blends timeless architecture with contemporary amenities, all within minutes of downtown Crystal River’s dining, shopping, and aquatic attractions. If you’ve been searching for a turn-key riverfront residence that delivers both serenity and daily access to the Gulf, this one has it all.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Directions
Take Suncoast Blvd North turn left onto NW 19th Street for 1.1 miles. Continue straight onto NW 21st Court. Turn right onto NW 14th street house will be on your right.
Location
2130 NW 14TH STREET, CRYSTAL RIVER, FL 34428
Listing Information
Schedule a Showing
How to Buy This Home
Multiple financing options available for this $3,450,000 home in CRYSTAL RIVER.
🏛️
FHA Loan
$120,750 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$172,500 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Citrus County SHIP
Varies
Income-qualifying Citrus residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: June 6, 2026.