Skip to main content
1 / 59

$1,333,000

121 CARLYLE DRIVE, PALM HARBOR, FL 34683

Active1 days on market

Beds

3

Baths

3

Sq Ft

2,251 sq ft

Year Built

1959

Lot Size

0.36 acres

Garage

2

View Virtual Tour

About This Property

An ISLAND, a NEIGHBORHOOD, a LIFESTYLE!! INDIAN BLUFF ISLAND is an address with prestige! Join this elite conclave of homes situated in Northern Pinellas County surrounded by the Gulf & the serene waters of St. Joseph Sound. Offering a coastal way of life this 'resort' has it all! Your private, large, covered boat lift & dock allow you to hop on your boat or jet ski & cruise out to the barrier islands, Caladesi Island, Three Rooker Island or head off shore to fish for grouper. Stay closer to home & launch your stand up board, kayaks or canoes & drift into a paddler's paradise. Cool off & float in your crystal clear pool or relax & re-energize in the bubbly hot tub. Sip your favorite beverage as you appreciate amazing sunsets & panoramic views from your rooftop widow's walk. Cooking is easy in your outdoor kitchen complete with grill, smoker, turkey fryer & green egg. Back yard is totally fenced & includes lots of grassy areas for furry friends, fire pits, multiple seating areas, beautiful stag horn ferns, palm trees, triple flag pole & pavered walkways & pool deck. This 3 bedroom/2 bath home offers an open concept design with a bonus/flex room that is easily converted to a 4th bedroom. Kitchen & bathrooms are all new with wood cabinets, solid surface counters & stylish stone. Curl up with a good book in front of your wood burning fireplace or pull the curtains, make the popcorn & watch a movie in your media/family room. Your 'party size' dining area is perfect for entertaining with kitchen pass-thru & barstool seating. The primary suite provides it's own quiet retreat with separate sitting room/den & dream closets/wardrobes. Quiet, ideal location close to all amenities, golf courses, beaches, Pinellas Trail, Wall Springs Park, Palm Harbor schools, medical/hospitals. Enjoy the cool breezes & unique benefits of Island living. Love where you live!!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8521898
StatusActive
Year Built1959
Stories1
Total Rooms8
ConstructionBlock, Concrete, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionINDIAN BLUFF ISLAND 2ND ADD
CountyPinellas
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), L Dining, Open Floorplan, Primary Bedroom Main Floor, Skylight(s), Solid Surface Counters, Solid Wood Cabinets, Thermostat, Walk-In Closet(s)
FlooringOther, Vinyl
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
LaundryElectric Dryer Hookup, In Garage, Washer Hookup
WindowsBlinds, Shutters, Wood Frames
CoolingCentral Air, Mini-Split Unit(s)
HeatingCentral, Electric, Heat Recovery Unit
FireplaceYes ()
SecurityClosed Circuit Camera(s), Security System, Security System Owned, Smoke Detector(s)

Exterior & Lot

ExteriorFrench Doors, Hurricane Shutters, Irrigation System, Lighting, Outdoor Grill, Outdoor Kitchen, Private Mailbox, Rain Gutters, Sprinkler Metered
FencingVinyl
Other StructuresCabana, Outdoor Kitchen, Shed(s)
Lot Size0.36 acres (15,673 sq ft)
Lot Dimensions85 x 152
Lot FeaturesFlood Insurance Required, FloodZone, In County, Landscaped, Level, Near Golf Course, Near Marina, Unincorporated
Road SurfacePaved, Asphalt
ViewPool, Water

Pool & Spa

Private PoolYes
Pool FeaturesDeck, Gunite, In Ground, Lighting
SpaAbove Ground, Heated

Waterfront

WaterfrontYes
FeaturesBayou

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Public, Sewer Connected, Sprinkler Recycled, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$1,333,000
Annual Taxes$10,553 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-3
Parcel #262715426600040700

Schools

ElementarySutherland Elementary-PN
MiddlePalm Harbor Middle-PN
HighPalm Harbor Univ High-PN

Directions

Alt. 19, West on Desoto Blvd. (north of Alderman Rd), West on Oceanview Ave., left on Augusta Ave., turns into Carlyle Dr, home on right.

Location

121 CARLYLE DRIVE, PALM HARBOR, FL 34683

Listing Information

OfficeBRADSHAW & BRADSHAW REALTY SER
ListedJune 29, 2026

Schedule a Showing

How to Buy This Home

Multiple financing options available for this $1,333,000 home in PALM HARBOR.

🏛️

FHA Loan

$46,655 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$66,650 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: June 30, 2026.

Call (813) 733-7907Contact