Beds
2
Baths
2
Sq Ft
1,210 sq ft
Year Built
1996
Lot Size
—
Garage
—
About This Property
Welcome to your top-floor oasis in the highly desirable, gated On Top of the World 55+ golf community. This beautifully updated two-bedroom, two-bathroom Antigua penthouse offers 1,210 square feet of bright, maintenance-free living. Enjoy this condo with NEW WASHER & DRYER, NEW A/C, NEW DISHWASHER, NEW RANGE, and NEW HOT WATER TANK Inside, you will find vaulted ceilings, luxury vinyl plank and ceramic tile flooring, built-in shelving, and a massive twelve-by-fifteen eat-in kitchen with a pantry. The primary suite features a large bedroom, ceiling fan, and a spacious walk-in closet, while an in-unit washer and dryer add everyday convenience. Situated on the third floor of an elevator-equipped building, this home offers total ease of access.The monthly condo fee covers internet, cable TV, water, sewer, trash, pest control, twenty-four-hour guarded security, and complete exterior maintenance. As a resident, you gain access to an unmatched resort lifestyle featuring two private golf courses, two pools, an in-ground spa, a fitness center, tennis courts, a dog park, an on-site restaurant, and a community boat ramp with lake access. This pet-friendly condo allows up to two pets and is perfectly located in Clearwater near world-class beaches, dining, and shopping. It serves as an ideal year-round residence or seasonal retreat with a flexible six-month minimum lease period. Schedule your private showing today to experience premier Florida active 55+ living.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Directions
Go South on Belcher Rd. to Montclair Rd. and take right to On Top of the World Paradise Reserve. Rt on Utopian. It's the 1st building on the right.
Location
2209 UTOPIAN DRIVE E UNIT 307, CLEARWATER, FL 33763
Listing Information
Schedule a Showing
How to Buy This Home
Multiple financing options available for this $229,000 home in CLEARWATER.
🏛️
FHA Loan
$8,015 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$11,450 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 5, 2026.