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$775,000

3027 BERMUDA SLOOP CIRCLE, RUSKIN, FL 33570

Active23 days on market

Beds

4

Baths

4

Sq Ft

2,829 sq ft

Year Built

2024

Lot Size

0.06 acres

Garage

2

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About This Property

Experience luxury waterfront living in this exceptional four-story, 4 bedroom, 3.5 bath, 2,869 sq. ft. townhome located in the highly sought-after gated community of Antigua Cove nestled within Little Harbor. Built in 2024 with insulated concrete block construction on all four levels and featuring hurricane-impact windows, doors, and garage door, this residence offers outstanding durability, energy efficiency, and peace of mind. Inside, you'll find over 10-foot ceilings, engineered hardwood, LVT and tile flooring, an in-wall pest system, crown moldings, a private elevator servicing all four levels, a dual-zone HVAC for year-round comfort, tankless water heater, EV hookup, and a complete water treatment system. The gourmet kitchen is designed to impress with 42-inch cabinetry featuring glass uppers and soft-close doors and drawers, stainless steel appliances, a farmhouse sink, and elegant Calcutta Gold quartz countertops. Plantation shutters, designer lighting, and premium finishes throughout create a unique coastal atmosphere. The crown jewel of the home is the expansive fourth-floor covered rooftop terrace, complete with a built-in outdoor kitchen and panoramic views of Tampa Bay, Downtown St. Petersburg, the Skyway Bridge, Little Harbor Marina, and beyond. Additional outdoor living spaces include a spacious terrace and waterfront setting ideal for enjoying Florida's spectacular sunsets. Residents enjoy access to an impressive collection of resort-style amenities, including a gated entrance, waterfront clubhouse with pool tables, card room, mini kitchen, outdoor fire pit, heated waterfront community pool only a short walk, fitness center, dog park, pickleball courts, tennis courts, basketball court, playground, kayak launch, private fishing pier, and a private owners' beach with umbrellas and chairs. Boating enthusiasts will appreciate direct access to Tampa Bay with no bridges to navigate, deep-water access, and proximity to three marina clubs with boat slips and storage available. The community also offers manned gate security and regular roving patrols for added convenience and security. This rare waterfront opportunity combines luxury finishes, breathtaking views, premier boating access, and unmatched resort-style amenities in one of Florida's most desirable coastal communities. Call for a private showing today!

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #A4696414
StatusActive
Year Built2024
Stories4
Total Rooms8
ConstructionBlock, Stucco, Vinyl Siding
RoofMetal
FoundationSlab
FacesSouth
SubdivisionANTIGUA COVE PH 1A
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, Elevator, High Ceilings, In Wall Pest System, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Pest Guard System, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
FlooringEngineered Hardwood, Tile
AppliancesDishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Tankless Water Heater, Water Filtration System, Water Softener
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Inside, Upper Level, Washer Hookup
CoolingCentral Air, Zoned
HeatingCentral, Electric
SecurityFire Sprinkler System, Gated Community, Smoke Detector(s)

Exterior & Lot

ExteriorBalcony, Irrigation System, Rain Gutters, Sidewalk, Sliding Doors
Lot Size0.06 acres (2,589 sq ft)
Lot FeaturesFlood Insurance Required, Landscaped, Level, Near Marina, Private, Sidewalk
Road SurfacePaved, Asphalt
ViewPark/Greenbelt, Water
0

Waterfront

WaterfrontYes
FeaturesMarina

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Cable Connected, Electricity Available, Electricity Connected, Propane, Sewer Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$928 / Monthly
Senior CommunityNo

Financial Details

List Price$775,000
Annual Taxes$9,684 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U023218B2J00001B0001B.0

Schools

ElementaryThompson Elementary
MiddleShields-HB
HighLennard-HB

Directions

Drive toward Ruskin, continue on SR674 to W. Shell Point Road, follow to right on Seagrape Dr. Follow to left on Bermuda Sloop Cir to home on the right.

Location

3027 BERMUDA SLOOP CIRCLE, RUSKIN, FL 33570

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedJune 12, 2026

Schedule a Showing

How to Buy This Home

Multiple financing options available for this $775,000 home in RUSKIN.

🏛️

FHA Loan

$27,125 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$38,750 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 5, 2026.

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