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$284,000

3182 WINCHESTER ESTATES LOOP, LAKELAND, FL 33810

Active45 days on market

Beds

3

Baths

2

Sq Ft

1,299 sq ft

Year Built

2012

Lot Size

0.20 acres

Garage

2

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About This Property

Located in the desirable Winchester Estates Lakeland neighborhood, this well-maintained 3-bedroom, 2-bath home offers comfort, functionality, and valuable upgrades throughout. Enjoy peace of mind with a newer roof paired with solar panels, helping keep electric bills more affordable. Inside, the home features stylish luxury vinyl plank flooring, a designated dining area, and an indoor laundry room for added convenience. The spacious Florida room features ceramic tile flooring and full heating and cooling, making it the perfect year-round flex space. The master suite is a true retreat, complete with a private en suite bathroom featuring dual vanity sinks, a walk-in closet, a separate shower, and a relaxing garden tub. Outside, you’ll appreciate the screened front lanai, fully fenced backyard, and additional storage shed with electricity. The property also offers exceptional parking options with extended concrete parking on one side of the driveway and an additional rock parking pad on the other — perfect for extra vehicles, trailers, or recreational equipment. The attached garage features two 50-amp outlets and a newer quiet garage door motor for added convenience. With versatile indoor and outdoor living spaces, upgraded features, and plenty of parking and storage, this home is ready for its next owner to enjoy everything Lakeland living has to offer.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4962040
StatusActive
Year Built2012
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionWINCHESTER ESTATES
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Primary Bedroom Main Floor, Thermostat
FlooringLuxury Vinyl
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System, Sidewalk
FencingWood
Other StructuresShed(s)
Lot Size0.20 acres (8,581 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Electricity Available, Electricity Connected, Public, Solar, Street Lights, Water Available, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$375 / Annually
Senior CommunityNo

Financial Details

List Price$284,000
Original Price$290,000
Annual Taxes$2,058 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
Parcel #232704000730000810

Directions

From Kathleen Road, turn right onto Winchester Estates Blvd. Turn left onto Winchester Estates Loop. The home is on the right.

Location

3182 WINCHESTER ESTATES LOOP, LAKELAND, FL 33810

Listing Information

OfficeBHHS FLORIDA PROPERTIES GROUP
ListedMay 20, 2026

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How to Buy This Home

Multiple financing options available for this $284,000 home in LAKELAND.

🏛️

FHA Loan

$9,940 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,200 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 4, 2026.

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