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$369,900

3460 SANDPIPER LANE, MULBERRY, FL 33860

Active31 days on market

Beds

3

Baths

2

Sq Ft

1,961 sq ft

Year Built

1975

Lot Size

0.42 acres

Garage

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About This Property

PRICE REDUCED.....USDA FINANCING AVAILABLE FOR ELIGIBLE BUYERS, WITH NO MONEY DOWN. CALL TODAY FOR MORE DETAILS. THIS GREAT OPPORTUNITY IS JUST FOR YOU!!!! MOVE IN READY with NO HOA and on almost HALF ACRE with LARGE FENCED BACKYARD and STORAGE SHED and DOG PEN with the ability and freedom to store RV's, Boats, Trailers, and any other TOYS you can think of and create your perfect BACKYARD OASIS — plenty of room for entertaining, gardening, or future expansion. RECENTLY remodeled 3 BEDROOM 2 BATH home includes CROWN MOLDING – LPV FLOORING/2026 - NO CARPET!!!! ROOF/2020 - AC/3.5 TON 16 SEER/2018 (motor replaced 2026) - WATER HEATER/2017 – REPLUMBED – EXTERIOR PAINTED/2026. KITCHEN offers TILED FLOORS, WOOD CABINETS, STAINLESS APPLIANCES PLUS a Large Interior Laundry Room with EXTRA WOOD CABINET storage. There is also a 19x9 DOG PEN. Master Bedroom Offers a Large Walk In Closet as well as private shower and water closet. Both baths have been remodeled. You will fall in love with the EXTRA LARGE 31’ x 11’ SUN ROOM IN BACK for the family get togethers or special occasions you’ll want to have. Large Driveway for Ample Parking! Close to shopping/schools and, amenities. Mulberry is a fantastic small town with immediate access to Lakeland and Highway 60. Take the opportunity to enjoy a large lot with freedom from an annoying HOA! Multiple loan options are also available for this home whether you want USDA, VA, FHA, or Conventional! ACT NOW before someone else is living in your home! Call today for more details!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4961729
StatusActive
Year Built1975
Stories1
Total Rooms10
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionPINE LAKE SUB
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Walk-In Closet(s)
FlooringLuxury Vinyl, Tile
AppliancesDishwasher, Electric Water Heater, Range, Range Hood, Refrigerator
LaundryElectric Dryer Hookup, Inside, Laundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorDog Run, Kennel, Sliding Doors
FencingFenced
Other StructuresKennel/Dog Run, Shed(s)
Lot Size0.42 acres (18,125 sq ft)
Lot Dimensions125 x 145
Lot FeaturesIn County, Oversized Lot
Road SurfacePaved

Pool & Spa

Private PoolNo
SpaAbove Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Public, Sewer Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$369,900
Original Price$385,000
Annual Taxes$1,623 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningRE-1
Parcel #232928142050002380

Directions

S. Florida and then WEST on Shepherd Road. Turn left/SOUTH onto Pheasant Drive and follow SOUTH to Sandpiper Lane . Turn right/WEST onto Sandpiper Lane to address - 3460 SANDPIPER LANE.

Location

3460 SANDPIPER LANE, MULBERRY, FL 33860

Listing Information

OfficeHARPER REALTY FL, LLC
ListedMay 28, 2026

Schedule a Showing

How to Buy This Home

Multiple financing options available for this $369,900 home in MULBERRY.

🏛️

FHA Loan

$12,947 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$18,495 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: June 28, 2026.

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