Beds
—
Baths
0
Sq Ft
—
Year Built
—
Lot Size
0.13 acres
Garage
—
About This Property
Prime Waterfront Lot – Hernando Beach, Florida. Discover the perfect opportunity to build your dream coastal home on this vacant waterfront lot located in the desirable Hernando Beach community. This exceptional property offers direct access to the Gulf of Mexico via a deep saltwater canal, making it ideal for boating enthusiasts, fishing and those seeking the true Florida waterfront lifestyle. There is no HOA associated with this property. Situated right on the canal, it's a very short waterway trip to the Gulf of Mexico with beautiful afternoons.
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
US 19 North to Spring Hill Dr. (Osowaw Blvd) WEST to Shoal Line Blvd NORTH to Caliente WEST on Maplewood SOUTH on Eagles Nest EAST on Cedarbrook.
Location
4977 CEDARBROOK LANE, HERNANDO BEACH, FL 34607
Listing Information
Schedule a Showing
How to Buy This Home
Multiple financing options available for this $189,990 home in HERNANDO BEACH.
🏛️
FHA Loan
$6,650 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$9,500 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hernando County SHIP
Varies
Income-qualifying Hernando residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: June 15, 2026.