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$84,900

3853 S LAKE DRIVE UNIT 165, TAMPA, FL 33614

Active58 days on market

Beds

1

Baths

1

Sq Ft

710 sq ft

Year Built

1973

Lot Size

Garage

0

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About This Property

Affordable Tampa Living or Investment Opportunity! Welcome to Whisper Lake Condominiums, where convenience meets value. This move-in ready 1-bedroom, 1-bathroom corner unit offers a bright and spacious layout featuring abundant natural light, a large walk-in closet, screened private balcony, and comfortable living spaces throughout. Whether you’re a first-time homebuyer, downsizing, seeking a seasonal Florida retreat, or looking to expand your investment portfolio, this property offers exceptional potential. Similar units within the community have recently rented for $1,200+ per month. The HOA includes water, sewer, trash, exterior maintenance, and access to multiple community pools, helping simplify ownership and maintenance. Ideally located near Tampa International Airport, International Plaza, Raymond James Stadium, downtown Tampa, major highways, shopping, dining, and entertainment!

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8506573
StatusActive
Year Built1973
Stories1
Total Rooms3
ConstructionBlock
RoofShingle
FoundationConcrete Perimeter
FacesSouth
SubdivisionWHISPER LAKE A CONDO
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorKitchen/Family Room Combo, Walk-In Closet(s)
FlooringCarpet, Porcelain Tile
AppliancesConvection Oven, Dishwasher, Microwave, Washer
LaundryWasher Hookup
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSidewalk, Sliding Doors
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerNone
UtilitiesCable Connected, Electricity Connected, Public, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$513 / Monthly
Senior CommunityNo

Financial Details

List Price$84,900
Original Price$85,000
Annual Taxes$29 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRMC-20
Parcel #U21281814R00000000165.0

Directions

From Dale Mabry Hwy, head west on W Waters Ave, turn left into the community on S Lake Dr. Building 3853, Unit 165.

Location

3853 S LAKE DRIVE UNIT 165, TAMPA, FL 33614

Listing Information

OfficeLPT REALTY, LLC
ListedMay 8, 2026

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How to Buy This Home

Multiple financing options available for this $84,900 home in TAMPA.

🏛️

FHA Loan

$2,972 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$4,245 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 6, 2026.

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