Beds
3
Baths
2
Sq Ft
1,568 sq ft
Year Built
1973
Lot Size
0.23 acres
Garage
—
About This Property
One or more photo(s) has been virtually staged. Amazing New Lower Price!!! Welcome to 3781 N Hiawatha Terrace, an updated Florida retreat in the heart of Crystal River! Perfectly positioned near the beautiful waterways that make this area so desirable, this move-in-ready home offers the ideal blend of comfort, style, and location. Step inside to discover 1,568 square feet of thoughtfully updated living space, where luxury vinyl plank flooring flows seamlessly throughout. The heart of the home—the kitchen—has been tastefully upgraded with solid surface countertops, modern cabinetry, and sleek stainless-steel appliances, creating a space that is as functional as it is inviting. New ceiling fans and contemporary light fixtures add a fresh, modern touch throughout. This home features three spacious bedrooms, two beautifully updated bathrooms, and a versatile bonus room—perfect for a home office, playroom, or additional living space to suit your needs. An indoor laundry room adds convenience to everyday living. Situated on an oversized lot, the outdoor space offers endless opportunities for entertaining, relaxing, or even storing your toys—perfect for enjoying the Florida lifestyle. Located just moments from the waterways and inlet to the renowned Crystal River, you’ll have easy access to boating, fishing, kayaking, and the natural beauty that makes this area so special. Crystal River is famous for its clear springs, manatee encounters, and laid-back coastal charm, making it a sought-after destination for both full-time residents and vacation homeowners alike. Don’t miss your opportunity to own a beautifully updated home in one of Florida’s most beloved waterfront communities—schedule your private showing today!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
From US-19/US-98 in Crystal River, head east on State Road 44 (Gulf to Lake Highway). Continue east, then turn left onto N Turkey Oak Drive. Proceed north and turn right onto N Hiawatha Terrace. Follow to 3781 N Hiawatha Ter, which will be on your left.
Location
3781 N HIAWATHA TERRACE, CRYSTAL RIVER, FL 34428
Listing Information
Schedule a Showing
How to Buy This Home
Multiple financing options available for this $205,000 home in CRYSTAL RIVER.
🏛️
FHA Loan
$7,175 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$10,250 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Citrus County SHIP
Varies
Income-qualifying Citrus residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: June 30, 2026.