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$855,000

3969 TALAH DRIVE, PALM HARBOR, FL 34684

Active4 days on market

Beds

4

Baths

2

Sq Ft

2,590 sq ft

Year Built

1989

Lot Size

0.25 acres

Garage

2

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About This Property

Tastefully remodeled and designed for entertaining, this stunning 4-bedroom, 2-bath home offers the perfect blend of modern luxury and Florida living. The open-concept floor plan creates a seamless flow between the living, dining, and kitchen areas, making it ideal for hosting everything from intimate gatherings to large celebrations. At the heart of the home is a spectacular chef’s kitchen featuring custom cabinetry, premium countertops, stainless steel appliances, a spacious center island, and abundant storage and prep space. The inviting living spaces are filled with natural light and thoughtfully designed to encourage connection and comfort. Every detail has been carefully updated with tasteful finishes, luxury flooring, designer lighting, and beautifully remodeled bathrooms, creating a truly turnkey home. The split-bedroom layout provides privacy and flexibility, while the spacious primary suite serves as a relaxing retreat. Located just minutes from Lake Tarpon, one of Pinellas County's premier destinations for boating, fishing, watersports, waterfront dining, and outdoor recreation, this home offers an exceptional lifestyle both on and off the water. Enjoy easy access to parks, golf courses, shopping, dining, and Florida's beautiful Gulf Coast beaches. Situated within a district known for its top-rated schools, this home combines an outstanding location with everyday convenience. Whether you're entertaining guests, spending the day on the water, or enjoying the Florida sunshine, this beautifully remodeled home offers the lifestyle you've been waiting for.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8522671
StatusActive
Year Built1989
Stories1
Total Rooms3
ConstructionStucco
RoofTile
FoundationSlab
FacesNorth
SubdivisionRESERVE AT LAKE TARPON THE
CountyPinellas
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), High Ceilings, Solid Surface Counters, Solid Wood Cabinets
FlooringLinoleum, Tile
AppliancesBuilt-In Oven, Cooktop, Refrigerator
LaundryCommon Area
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorPrivate Entrance, Private Mailbox, Sidewalk, Sliding Doors
Lot Size0.25 acres (10,973 sq ft)
Lot Dimensions84 x 130
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground

Utilities

WaterNone
SewerPublic Sewer
UtilitiesElectricity Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$725 / Annually
Senior CommunityNo

Financial Details

List Price$855,000
Annual Taxes$12,315 (2025)
ZoningRPD-7.5
Parcel #042816743700000200

Schools

ElementaryCypress Woods Elementary-PN
MiddleCarwise Middle-PN
HighEast Lake High-PN

Directions

Us 19 to Alderman and go east . Take to Loch Rdand make a left, right on Talah

Location

3969 TALAH DRIVE, PALM HARBOR, FL 34684

Listing Information

OfficeKELLER WILLIAMS TAMPA CENTRAL
ListedJune 24, 2026

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How to Buy This Home

Multiple financing options available for this $855,000 home in PALM HARBOR.

🏛️

FHA Loan

$29,925 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$42,750 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: June 28, 2026.

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