Beds
3
Baths
2
Sq Ft
2,076 sq ft
Year Built
1980
Lot Size
0.21 acres
Garage
2
About This Property
Incredible investment opportunity on Florida’s beautiful coast!!! This rare waterfront property sits on a spacious 68 x 120 ft lot with direct access to the Intracoastal Waterway and the Gulf, making it a dream location for boaters. This property is especially attractive for investors as it is zoned for short-term rentals, making it an excellent opportunity for a high-performing Airbnb or vacation rental in a highly desirable waterfront location. With strong demand for coastal stays, this property offers the potential to generate significant rental income while also serving as a personal getaway. The property already features a private dock (2024) and boat lift (2022) with an 7,000 lbs capacity, adding tremendous value for boating guests and owners who want easy water access. The home experienced water intrusion during Hurricane Helen in 2024. The flooring has been removed and no professional remediation has been completed, creating the perfect blank canvas for investors, builders, or buyers with a vision. Renovate, elevate, or build new to maximize both lifestyle and rental potential. This property truly embodies the Florida dream — boating, sunsets, waterfront living, and income potential all in one. Whether you're looking to create a luxury waterfront retreat, a profitable vacation rental, or both, opportunities like this are rare. Schedule your private showing today and unlock the potential of this exceptional waterfront investment.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
South on Gulf Blvd to 28th Ave, turn left, to address on the left at 410 Harbor Dr N.
Location
410 HARBOR DRIVE N, INDIAN ROCKS BEACH, FL 33785
Listing Information
Schedule a Showing
How to Buy This Home
Multiple financing options available for this $1,395,000 home in INDIAN ROCKS BEACH.
🏛️
FHA Loan
$48,825 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$69,750 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: June 24, 2026.