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$449,900

423 BAHIA BEACH BOULEVARD, RUSKIN, FL 33570

Active205 days on market

Beds

3

Baths

3

Sq Ft

1,417 sq ft

Year Built

2006

Lot Size

0.04 acres

Garage

1

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About This Property

NEW PRICE! Welcome to the most extraordinary WATERFRONT townhome w/ over $60,000 in tastefully chosen upgrades located in the seaside village of Little Harbor. No expense was spared, no detail overlooked in investments made in making this house a home. As a primary home, it has been meticulously maintained by its sole owner, never hosting a rental. The value of waterfront is in experiencing THE VIEW--both East and West. In this home it begins with 16' of sliding glass doors (essentially, walls of glass) in the lower level living area and upper level primary BR, with each overlooking the Marina and wide salt water canal offering stunning views of this widely sought after boating community. Based on its unique Marina location, each of the 2 East facing 1st and 2nd floor terraces (overlooking the Marina) offer privacy distinct from most other town homes and sunrises equally as breathtaking as the sunsets, creating perfection for terrace dining. Each of the two West facing 1st and 2nd floor terraces enjoy unobstructed private views over open green space and sunset skies. Endless upgrades were thoughtfully chosen to maximize both storage and living space. This floor plan, originally built with a small linen closet to serve as a kitchen pantry, was upgraded to a custom designed hallway pantry, 4 1/2' x 7 1/2' featuring 16 soft closing, pull out drawers with cabinets above adding an additional 8 shelves. A 7' cabinet was added to the primary bathroom providing 10 storage shelves, augmenting the expansive storage under the vanity. Out of 154 TH’s in this community, only 6 of them (this home being one of those 6) were built to offer a 15'x16' outdoor lanai behind the garage, creating abundant seating, dining and entertaining areas. The jumbo sized screened lanai is perfect for outdoor grilling and dining with your friends overlooking the Marina. All outdoor ground level flooring (including lanai, driveway, garage and storage closet) were upgraded with a seamless polyaspartic flooring creating a luxurious, modern and clean design. All 4 upper level terraces were upgraded with a sophisticated wide plank tile. Both sets of interior stairs feature upgraded modern maple wood steps and landings with modern industrial style aluminum handrails. The primary bathroom shower is upgraded with a modern glass enclosure. Framed mirror upgrades are found in all bathrooms. Lighting has been updated throughout the home. The A/C and hot water heater were both replaced in 2020. In addition to your garage and private parking, just steps away is the convenience of a parking lot for your guests. The community offers an onsite half mile BEACH, 2 waterfront restaurants with sports/Tiki Bar, NEW upscale fishing pier, kayak/canoe boat launch, 2 deep water marinas, high & dry boat storage, Freedom Boat Club, heated swimming pool, tennis and pickleball courts, a fitness center, clubhouse, and playground. Short term AIRBNB rentals allowed. Don't miss the opportunity to own this extraordinary property in an amazing Resort type setting close to Sarasota, St. Petersburg, Tampa with golf courses, hospitals, restaurants, and shopping nearby. Call TODAY to schedule your appointment and start living your dream! Taxes include the CDD.

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #A4675079
StatusActive
Year Built2006
Stories2
Total Rooms6
ConstructionConcrete
RoofMetal
FoundationSlab
FacesWest
SubdivisionBAHIA BEACH TWNHMS PH 1A
CountyHillsborough
OwnershipFee Simple
FurnishedPartially

Interior Features

InteriorCeiling Fan(s), High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Wood Cabinets, Stone Counters, Window Treatments
FlooringCarpet, Ceramic Tile, Hardwood
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Touchless Faucet, Washer
LaundryLaundry Closet
WindowsBlinds
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorBalcony, Rain Gutters, Sliding Doors
Lot Size0.04 acres (1,653 sq ft)
Road SurfaceAsphalt
0

Waterfront

WaterfrontYes
FeaturesBay/Harbor Front, Waterfront, Canal - Saltwater, Marina

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Sprinkler Recycled, Street Lights, Water Connected

Parking

GarageYes (1 spaces)
CarportYes

HOA & Community

HOAYes
HOA Fee$800 / Monthly
Senior CommunityNo

Financial Details

List Price$449,900
Original Price$459,900
Annual Taxes$4,855 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U02321863Z00000100005.0

Directions

I-75, exit 240 towards Ruskin. R (North) on US Hwy 41, L (West) on Shell Point Rd. Right on 32nd St across the bridge. Left at the Stop Sign. Town home will be in the 1st building on the right.

Location

423 BAHIA BEACH BOULEVARD, RUSKIN, FL 33570

Listing Information

OfficeSHOWTIME REALTY
ListedDecember 12, 2025

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How to Buy This Home

Multiple financing options available for this $449,900 home in RUSKIN.

🏛️

FHA Loan

$15,747 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$22,495 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 5, 2026.

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