Beds
3
Baths
3
Sq Ft
1,417 sq ft
Year Built
2006
Lot Size
0.04 acres
Garage
1
About This Property
NEW PRICE! Welcome to the most extraordinary WATERFRONT townhome w/ over $60,000 in tastefully chosen upgrades located in the seaside village of Little Harbor. No expense was spared, no detail overlooked in investments made in making this house a home. As a primary home, it has been meticulously maintained by its sole owner, never hosting a rental. The value of waterfront is in experiencing THE VIEW--both East and West. In this home it begins with 16' of sliding glass doors (essentially, walls of glass) in the lower level living area and upper level primary BR, with each overlooking the Marina and wide salt water canal offering stunning views of this widely sought after boating community. Based on its unique Marina location, each of the 2 East facing 1st and 2nd floor terraces (overlooking the Marina) offer privacy distinct from most other town homes and sunrises equally as breathtaking as the sunsets, creating perfection for terrace dining. Each of the two West facing 1st and 2nd floor terraces enjoy unobstructed private views over open green space and sunset skies. Endless upgrades were thoughtfully chosen to maximize both storage and living space. This floor plan, originally built with a small linen closet to serve as a kitchen pantry, was upgraded to a custom designed hallway pantry, 4 1/2' x 7 1/2' featuring 16 soft closing, pull out drawers with cabinets above adding an additional 8 shelves. A 7' cabinet was added to the primary bathroom providing 10 storage shelves, augmenting the expansive storage under the vanity. Out of 154 TH’s in this community, only 6 of them (this home being one of those 6) were built to offer a 15'x16' outdoor lanai behind the garage, creating abundant seating, dining and entertaining areas. The jumbo sized screened lanai is perfect for outdoor grilling and dining with your friends overlooking the Marina. All outdoor ground level flooring (including lanai, driveway, garage and storage closet) were upgraded with a seamless polyaspartic flooring creating a luxurious, modern and clean design. All 4 upper level terraces were upgraded with a sophisticated wide plank tile. Both sets of interior stairs feature upgraded modern maple wood steps and landings with modern industrial style aluminum handrails. The primary bathroom shower is upgraded with a modern glass enclosure. Framed mirror upgrades are found in all bathrooms. Lighting has been updated throughout the home. The A/C and hot water heater were both replaced in 2020. In addition to your garage and private parking, just steps away is the convenience of a parking lot for your guests. The community offers an onsite half mile BEACH, 2 waterfront restaurants with sports/Tiki Bar, NEW upscale fishing pier, kayak/canoe boat launch, 2 deep water marinas, high & dry boat storage, Freedom Boat Club, heated swimming pool, tennis and pickleball courts, a fitness center, clubhouse, and playground. Short term AIRBNB rentals allowed. Don't miss the opportunity to own this extraordinary property in an amazing Resort type setting close to Sarasota, St. Petersburg, Tampa with golf courses, hospitals, restaurants, and shopping nearby. Call TODAY to schedule your appointment and start living your dream! Taxes include the CDD.
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Directions
I-75, exit 240 towards Ruskin. R (North) on US Hwy 41, L (West) on Shell Point Rd. Right on 32nd St across the bridge. Left at the Stop Sign. Town home will be in the 1st building on the right.
Location
423 BAHIA BEACH BOULEVARD, RUSKIN, FL 33570
Listing Information
Schedule a Showing
How to Buy This Home
Multiple financing options available for this $449,900 home in RUSKIN.
🏛️
FHA Loan
$15,747 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$22,495 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 5, 2026.