Beds
4
Baths
4
Sq Ft
2,798 sq ft
Year Built
2021
Lot Size
0.18 acres
Garage
3
About This Property
Corner lot, three-car garage, tropical landscaping, and near-new condition — this Shell Cove home delivers the Florida lifestyle you’ve been looking for. Welcome to this immaculately maintained, move-in ready home located in the resort-style community of Shell Cove in Ruskin. Perfectly positioned on a spacious corner lot, this property offers privacy, curb appeal, and the feeling of your own private retreat. Inside, the home features 4 bedrooms, 3.5 bathrooms, and a well-designed, open layout that feels bright, spacious, and exceptionally cared for throughout. The three-car garage provides plenty of room for vehicles, storage, hobbies, or a home gym setup. Step outside and you’ll immediately notice the expansive, high-end tropical landscaping, creating a lush, resort-like setting. The fully fenced vinyl privacy fence surrounds the yard, offering both security and seclusion while enhancing the outdoor living experience. Located in the desirable Shell Cove community, residents enjoy resort-style amenities including a community pool, clubhouse, playgrounds, and scenic walking paths. The location offers convenient access to shopping, dining, waterfront parks, marinas, and easy access to I-75 for commuting to Tampa, Sarasota, and the surrounding South Shore area. If you’re looking for a near-new home that combines space, privacy, and true Florida living, this one is a must-see.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Take Exit 240 toward Ruskin turn right onto US-41 South , Turn right onto 6th Ave NW and the home will be on your right!
Location
446 6TH AVENUE NW, RUSKIN, FL 33570
Listing Information
Schedule a Showing
How to Buy This Home
Multiple financing options available for this $476,000 home in RUSKIN.
🏛️
FHA Loan
$16,660 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$23,800 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 5, 2026.