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$1,799,000

302 SHORE DRIVE, PALM HARBOR, FL 34683

Active131 days on market

Beds

5

Baths

6

Sq Ft

4,188 sq ft

Year Built

1953

Lot Size

0.26 acres

Garage

2

About This Property

Virtually Staged. Step into your perfect waterfront escape in Palm Harbor - a beautifully updated 5-bedroom, 5.5-bathroom pool home that embodies the very best of coastal living. Recent renovations and upgrades include new tile flooring throughout the first floor, fresh interior paint, a completely updated kitchen featuring new cabinetry, quartz countertops, and stainless steel appliances, along with crown molding, new ceiling fans, and new vanities on the first floor. Major system updates include all new A/C units (three total) installed in 2025, all-new electrical and electrical panel in 2025, and previously installed water heaters from 2022. Spanning over 4,100 square feet across two inviting floors, this residence offers a seamless blend of comfort and breathtaking water views. The home did experienced damage from previous storms, which has since been fully remediated, with extensive upgrades completed - offering peace of mind and modern efficiency throughout. From the moment you arrive, the welcoming entryway draws you into a thoughtfully designed home where everyday living and entertaining come together effortlessly. The heart of the home is the open, updated kitchen. Off of the kitchen is the breakfast nook where sliding glass doors connect the dining area to the outdoor space, showcasing picturesque water views. The cozy back living area is ideal for unwinding, featuring coastal-style tile, a full wet bar with wine storage, and sliders that open to a second patio with direct access to the pool and serene waterfront backdrop. Upstairs, a comfortable lounge area offers a relaxing retreat, while a large bonus space - formerly a home gym - provides endless possibilities for a media room, additional living area, or flex space. This level also includes a washer and dryer hookup closet, eliminating the need to carry laundry between floors. The home offers two bedrooms on the lower level, one with a private en-suite bath and generous closet space, and three additional bedrooms upstairs, providing ample room for family, guests, or multi-generational living. Outside, the fenced backyard is a true tropical oasis with kayak storage, a tiki bar, and an outdoor kitchen with sink and dining island, all overlooking tranquil waters. Expansive patio areas provide plenty of space for entertaining, lounging, and enjoying evenings around a fire pit. For boating enthusiasts, the private dock extends into the Gulf, offering direct water access and endless adventure. Complete the experience by relaxing on the rooftop patio, where panoramic water views capture the essence of Florida’s coastal lifestyle. This Palm Harbor waterfront home combines space, flexibility, and extensive updates with incredible outdoor living. Don’t miss the opportunity to own this exceptional coastal property - schedule your private showing today and start living the waterfront lifestyle you’ve been dreaming of.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8464003
StatusActive
Year Built1953
Total Rooms3
ConstructionStucco
RoofConcrete, Metal, Tile
FoundationSlab
FacesSouthwest
SubdivisionBURGHSTREAMSS SUB
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Crown Molding, Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Stone Counters, Walk-In Closet(s), Wet Bar, Window Treatments
FlooringCarpet, Luxury Vinyl, Tile, Hardwood
AppliancesDishwasher, Microwave, Range, Refrigerator, Wine Refrigerator
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorBalcony, French Doors, Lighting, Private Mailbox, Rain Gutters, Sidewalk, Sliding Doors
FencingFenced
Lot Size0.26 acres (11,169 sq ft)
Road SurfacePaved
ViewWater

Pool & Spa

Private PoolYes
Pool FeaturesDeck, In Ground

Waterfront

WaterfrontYes
FeaturesGulf/Ocean

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$1,799,000
Original Price$1,875,000
Annual Taxes$21,261 (2024)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-3
Parcel #102815128160010600

Schools

ElementaryOzona Elementary-PN
MiddlePalm Harbor Middle-PN
HighPalm Harbor Univ High-PN

Directions

Take Brevard St To Palm Harbor Blvd 2 Min (0.2 Mi) Follow Palm Harbor Blvd To Tampa Rd 5 Min (2.8 Mi), Continue On Tampa Rd. Take Bay St To Shore Dr 4 Min (0.9 Mi), Turn Right Onto Tampa Rd 0.4 Mi, Turn Right Onto Orange St 0.1 Mi, Turn Left Onto Bay St 0.2 Mi, Bay St Turns Slightly Left And Becomes Bayshore Dr 0.1 Mi, Turn Right Onto Shore Dr Destination Will Be On The Right

Location

302 SHORE DRIVE, PALM HARBOR, FL 34683

Listing Information

OfficeEXP REALTY LLC
ListedJanuary 22, 2026

Schedule a Showing

How to Buy This Home

Multiple financing options available for this $1,799,000 home in PALM HARBOR.

🏛️

FHA Loan

$62,965 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$89,950 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: June 30, 2026.

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