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$218,000

8668 N ELMTREE AVENUE, CRYSTAL RIVER, FL 34428

Active1 days on market

Beds

2

Baths

1

Sq Ft

900 sq ft

Year Built

1985

Lot Size

1.13 acres

Garage

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About This Property

Adorable 2-bedroom, 1-bath home nestled on a beautiful 1.13-acre lot in a desirable homes-only subdivision. This well-maintained property offers the perfect blend of privacy and convenience with plenty of room to enjoy the outdoors. Whether you're looking for a full-time residence, seasonal retreat, or investment property, this home checks all the boxes. Vacation rentals are permitted, providing excellent income-producing potential. The spacious lot offers room for recreational vehicles, outdoor entertaining, gardening, or future improvements. Enjoy peaceful country living while remaining close to shopping, dining, and area attractions. A rare opportunity to own an affordable home on acreage with short-term rental flexibility

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #OM727892
StatusActive
Year Built1985
Total Rooms5
ConstructionBlock
RoofShingle
FoundationSlab
FacesEast
SubdivisionCRYSTAL WOODS
CountyCitrus
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s)
FlooringCeramic Tile, Laminate
AppliancesDryer, Range Hood, Refrigerator, Washer
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorNone
Other StructuresShed(s)
Lot Size1.13 acres (49,249 sq ft)
Lot FeaturesLevel
Road SurfacePaved
0

Utilities

WaterWell
SewerSeptic Tank
UtilitiesCable Connected, Electricity Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$218,000
Annual Taxes$1,985 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningCLR
Parcel #1975727

Schools

ElementaryCrystal River Primary School
MiddleCrystal River Middle School
HighCrystal River High School

Directions

Hwy 19 North to right on Dunnellon Rd to Left on Bitterroot Dr to right on Bluebell Dr to Left on Elmtree to home on left

Location

8668 N ELMTREE AVENUE, CRYSTAL RIVER, FL 34428

Listing Information

OfficeTROTTER REALTY
ListedJuly 3, 2026

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How to Buy This Home

Multiple financing options available for this $218,000 home in CRYSTAL RIVER.

🏛️

FHA Loan

$7,630 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$10,900 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 4, 2026.

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