Beds
4
Baths
3
Sq Ft
2,815 sq ft
Year Built
2024
Lot Size
0.34 acres
Garage
2
About This Property
Welcome to effortless Florida living in the sought-after Sand Lake Groves community! Built in 2024 and still covered by the builder's warranty—plus an additional transferable seller-purchased warranty—this nearly new 4-bedroom, 3-bath home offers the peace of mind of new construction without the wait. Inside, the gourmet kitchen with stone countertops and ceramic tile flooring creates the perfect space for gathering, while the open layout flows seamlessly to a spacious screened lanai ideal for morning coffee or relaxing evenings outdoors. The private primary suite serves as a true retreat, featuring a tray ceiling and a spa-inspired bathroom designed for comfort and relaxation. Conveniently located near State Road 60 and Gandy Cemetery Road, you'll enjoy quick access to the charm of downtown Bartow, local dining, shopping, parks, and everyday conveniences, all while benefiting from NO CDD fees. With the sellers relocating for work, this is a rare opportunity to enjoy a like-new home and a lifestyle centered on comfort, convenience, and community.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Driving East on 60 turn left on Gandy cemetery RD, make a right onto Bergamot Drive house is on the left.
Location
1029 BERGAMOT DRIVE, BARTOW, FL 33830
Listing Information
Schedule a Showing
How to Buy This Home
Multiple financing options available for this $520,000 home in BARTOW.
🏛️
FHA Loan
$18,200 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$26,000 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 2, 2026.