Beds
4
Baths
3
Sq Ft
2,109 sq ft
Year Built
2024
Lot Size
0.13 acres
Garage
2
About This Property
**This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment.** Beautiful NEXT GENERATION HOME in the desirable Peace Creek Reserve community in Winter Haven! Built in 2024, this contemporary 4-bedroom, 3-bathroom residence offers the sought-after Freedom floor plan with a 2-car garage and 2,109 square feet of thoughtfully designed living space, blending modern style, energy efficiency, and comfortable living. A standout feature is the private Next Gen suite, complete with its own entrance, bedroom, living area, kitchenette, and washer and dryer hookup — ideal for multigenerational living, guests, or added flexibility. Inside the main residence, an open-concept layout seamlessly connects the kitchen, dining, and living areas, all enhanced by abundant natural light. The gourmet kitchen is designed for both everyday living and entertaining, featuring quartz countertops, stainless steel appliances, an oversized island, and a walk-in pantry. The spacious primary suite serves as a relaxing retreat with a private ensuite bath featuring dual sinks and a walk-in shower. Two additional generously sized bedrooms provide comfort and versatility for family members or guests. The covered patio extends the living space outdoors, creating the perfect setting for relaxing, everyday enjoyment, or entertaining family and friends on the weekends. Residents of Peace Creek Reserve enjoy resort-style amenities, including a community pool, playground, and scenic natural creek. Conveniently located near parks, recreational facilities, lakes, shopping, and dining, this home offers the perfect balance of small-town charm and modern conveniences in a peaceful setting.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From I-4 W (SR-400) toward Tampa. Take the left exit onto I-4 Express Ln. Continue on I-4 W (SR-400). Take exit 48 toward CR-557 N. Keep left toward CR-557 S. Continue on CR-557 S. Turn left onto Old Polk City Rd (CR-17). Turn right onto Hwy 27 (US-27 S). Turn right onto Cypress Gardens Blvd (SR-540 W). Turn left onto W Lake Ruby Dr (CR-540A). Turn right onto Eloise Loop Rd (CR-540A). Turn left onto State Road 653 (CR-653). Continue on CR-653. Continue on SR-653 (CR-653). Continue on SR-653 (CR-653 S). Take the 3rd exit from roundabout onto Baxter Blvd. Turn right onto Reggie Rd.
Location
516 REGGIE ROAD, WINTER HAVEN, FL 33884
Listing Information
Schedule a Showing
How to Buy This Home
Multiple financing options available for this $325,000 home in WINTER HAVEN.
🏛️
FHA Loan
$11,375 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$16,250 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 5, 2026.