Beds
3
Baths
2
Sq Ft
1,566 sq ft
Year Built
1994
Lot Size
0.03 acres
Garage
2
About This Property
One or more photo(s) has been virtually staged. Motivated seller! Welcome to the perfect home in the heart of the most desired Indian Rocks beach. Perfect location, size and move in condition. A spacious 3 bedrooms/2 baths TOWNHOME (exempt from the new FL condo laws) in the Curlew landings south community. An ELEVATED, beautiful three-story townhome in the heart of Indian Rocks Beach offers the perfect blend of coastal charm and modern comfort. Just a short walk to the pristine shoreline, Restaurants, Dog parks, pickleball and Basketball courts.This home is nestled in a quiet, well-maintained community, providing a serene escape while keeping you close to everything Florida’s Gulf Coast has to offer. Indian Rocks Beach is a charming beach town with a sugary white sandy beach and is golf cart and bike friendly Step inside to find a bright, airy living space filled with natural light, complemented by neutral tones that enhance the coastal vibe. The open-concept layout is perfect for relaxing or entertaining, while multiple balconies invite you to enjoy the gentle sea breeze. With spacious THREE bedrooms ( two with walk-in closets) clean finishes, and plenty of storage, this townhome is ideal for full-time living, a vacation getaway, or an investment property. Experience the best of beach living in a clean, peaceful, and welcoming neighborhood. Townhome has a large 2 car tandem garage with extra storage leading to a quiet garden facing back patio. Some water intrusion into the garage during September 2024 storms. Repairs have been completed and a new garage door is in place and a front door has been replaced. Brand new roof and skylights in March 2026. All balconies are being replaced by the association and assessment paid in full. No further assessments are expected and HOA fees are staying the same for 2026. The best priced multi-level 3/2 unit on the barrier islands. This unit is vacant and is ready for the new owner/s to start enjoying immediately, or to put their touches on it and make it their beach paradise. Don’t miss this rare opportunity—schedule your private showing today!
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Directions
Heading west, Ultmerton west, continue on Walsingham cross the Walsingham bridge to Indian Rocks Beach. Turn Right at intersection with Gulf Blvd. Go north and turn Right at 8th Ave. East to E Gulf Blvd. Turn Right at the stop sign. Go straight to end and around the circle of the Curlew Landing South. Left on Garland Circle. Turn Right and go to unit 615 on the Right.
Location
615 GARLAND CIRCLE, INDIAN ROCKS BEACH, FL 33785
Listing Information
Schedule a Showing
How to Buy This Home
Multiple financing options available for this $449,000 home in INDIAN ROCKS BEACH.
🏛️
FHA Loan
$15,715 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$22,450 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 1, 2026.