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$274,900

4525 COVE CIRCLE UNIT 1002, ST PETERSBURG, FL 33708

Active165 days on market

Beds

2

Baths

2

Sq Ft

1,040 sq ft

Year Built

1972

Lot Size

Garage

0

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About This Property

ENJOY BREATHTAKING VIEWS OF THE INTRACOASTAL WATERWAY AND THE GULF FROM THE COMFORT OF YOUR BEAUTIFUL 10TH-FLOOR 2 BEDROOM, 2 BATHROOM CONDOMINIUM IN THIS GATED, 55+ COMMUNITY JUST MINUTES FROM MADEIRA BEACH. The west-facing panoramic views overlooking the water from your spacious two-bedroom, two-bath residence provides comfort and golden sunsets that never grow old. Thoughtfully designed, enjoy expansive water vistas from nearly every room including the living room, primary bedroom, and office. Perfectly situated along more than a quarter-mile of water frontage in western St. Petersburg, Sea Towers offers an exceptional lifestyle with resort-style amenities, including multiple waterfront pools and shaded shelters, a hot tub, fishing pier, putting greens, and a scenic walking trail that winds along a peaceful, man-made lagoon. For those who enjoy staying active and social, residents also have access to tennis courts, a welcoming clubhouse, card room, and library. This gated community offers 24-hour security and peace of mind, making it ideal for those who enjoy traveling or visiting family knowing their home is secure. Located close to beaches, shopping, dining, and everyday necessities, this condominium perfectly balances tranquil living with easy access to everything you need. PRICED TO SELL — CALL TODAY TO SCHEDULE YOUR PRIVATE SHOWING!

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8458441
StatusActive
Year Built1972
Stories1
Total Rooms6
ConstructionBlock, Other, Stucco
RoofOther
FoundationOther, Slab
FacesEast
SubdivisionCONCORD TOWERS CONDO
CountyPinellas
OwnershipCondominium
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCarpet, Tile
AppliancesDisposal, Electric Water Heater, Microwave, Range, Refrigerator
LaundryCommon Area, Corridor Access, Laundry Room, Same Floor As Condo Unit
WindowsBlinds, Double Pane Windows, Shutters
CoolingCentral Air
HeatingCentral
SecurityGated Community, Security Gate, Security Lights

Exterior & Lot

ExteriorHurricane Shutters, Lighting, Other, Outdoor Grill, Sidewalk, Storage, Tennis Court(s)
Road SurfaceAsphalt, Other, Paved
ViewWater
0

Waterfront

WaterfrontYes
FeaturesCanal Front, Waterfront, Intracoastal Waterway

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Fire Hydrant, Public, Sewer Available, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityYes

Financial Details

List Price$274,900
Original Price$300,000
Annual Taxes$4,417 (2024)
Parcel #033115177500001002

Directions

113th St (Duhme Rd) to 46th Ave N. Enter Sea Towers condominium community at guard house on 46th Ave N. Turn left after the guardhouse and follow the winding road to the Concord Building - 4525 Cove Circle. Park in front of the building or in visitor parking for showings.

Location

4525 COVE CIRCLE UNIT 1002, ST PETERSBURG, FL 33708

Listing Information

OfficeKELLER WILLIAMS REALTY PORTFOLIO COLLECTION
ListedJanuary 8, 2026

Schedule a Showing

How to Buy This Home

Multiple financing options available for this $274,900 home in ST PETERSBURG.

🏛️

FHA Loan

$9,622 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,745 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: June 22, 2026.

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