Beds
4
Baths
2
Sq Ft
1,560 sq ft
Year Built
1987
Lot Size
0.23 acres
Garage
—
About This Property
Welcome to your beautifully renovated Florida retreat, where every detail has been thoughtfully updated and all the major improvements have already been completed. Situated on nearly a quarter acre in desirable Flood Zone X, this stunning 4 bedroom, 2 bathroom home offers the perfect combination of modern style, peace of mind, and everyday convenience. From the moment you arrive, you'll appreciate the extensive list of upgrades, including a newer roof with all new plywood, new air conditioning system, new luxury laminate flooring with new subfloors, new 5/8 inch drywall throughout, new interior doors, and energy-efficient Low E windows with argon filled sliding glass doors. The completely redesigned kitchen features new cabinetry, beautiful stone countertops, and a full suite of new appliances, including the washer and dryer. Both bathrooms have been fully renovated with new vanities, tubs, showers, and stylish finishes that create a fresh, modern feel. Outside, enjoy an impressive new 80 foot concrete driveway, a fully fenced backyard with plenty of room to entertain, garden, add a pool, or simply relax in your own private outdoor oasis. Conveniently located near shopping, restaurants, parks, medical facilities, and entertainment, with Gulf beaches just minutes away. Best of all, you'll enjoy the freedom of no HOA, no CDD fees, and the added benefit of being located in Flood Zone X. This is a truly move in ready home where everything has already been done for you—simply unpack and start enjoying the Florida lifestyle. (ROOF-2021)(A/C-2020)
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
US Hwy 19, East on Ridge Rd, right on Formel Ave.
Location
8438 FORMEL AVENUE, PORT RICHEY, FL 34668
Listing Information
Schedule a Showing
How to Buy This Home
Multiple financing options available for this $199,000 home in PORT RICHEY.
🏛️
FHA Loan
$6,965 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$9,950 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pasco County SHIP
Varies
Income-qualifying Pasco residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 4, 2026.