Beds
3
Baths
2
Sq Ft
1,500 sq ft
Year Built
1992
Lot Size
0.11 acres
Garage
2
About This Property
Beautifully modernized and well-maintained 3-bedroom, 2-bath home in the heart of Holmes Beach blending coastal charm with contemporary style. This move-in ready property features porcelain tile flooring throughout, an updated kitchen with oversized light and bright cabinetry, stone countertops, glass tile backsplash, built-in wine cooler, and an impressive 8-person dining island designed for entertaining. Additional upgrades include AC replaced in 2022, a standing seam metal roof, LED hallway lighting and rechargeable remote blinds throughout. The renovated bathrooms boast floating vanities and frameless glass shower doors for a clean, spa-like feel. The main-level storage area features epoxy flooring, while the maintenance-free deck and low-maintenance zeroscape yard (with room for a pool) make island living easy. S Harbor Drive residents also enjoy exclusive access to the private Sportsman Harbor Boat Ramp boat ramp with no HOA fees. Ideally located near the beaches, dining, and shopping of Anna Maria Island, this property is perfect as a full-time residence, vacation home, or investment opportunity
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Start heading West on Manatee Ave W toward Gulf Dr. Turn right onto Gulf Dr N. Turn right onto S Harbor Dr. Keep right on S Harbor Dr. The home will be on your left
Location
262 S HARBOR DRIVE, HOLMES BEACH, FL 34217
Listing Information
Schedule a Showing
How to Buy This Home
Multiple financing options available for this $1,195,000 home in HOLMES BEACH.
🏛️
FHA Loan
$41,825 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$59,750 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Manatee County SHIP
Varies
Income-qualifying Manatee residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 2, 2026.