Beds
2
Baths
2
Sq Ft
1,080 sq ft
Year Built
1984
Lot Size
0.08 acres
Garage
—
About This Property
Impeccably maintained and filled with modern updates, this bright and spacious 2-bedroom, 2-bathroom home also offers a large bonus office or flex space as you enter. The open floor plan seamlessly connects the living room to the dining area, which features abundant built-in storage, and flows into the beautifully remodeled kitchen (2023) complete with a center island with glass cooktop, double pantry, large stainless refrigerator, and a new dishwasher (2026). The generous primary suite includes dual his-and-hers walk-in closets and a fully remodeled ensuite bathroom (2023) with a stunning tiled walk-in shower, dual-sink vanity, new exhaust fan and a linen closet. The guest bedroom offers ample closet space and is conveniently located next to the remodeled guest bathroom (2025), featuring a striking tiled walk-in shower, new vanity, updated fixtures, and a new exhaust fan. Additional improvements throughout the home include new windows and doors (2024), luxury vinyl plank flooring (2023), a new HVAC system with all new ductwork (2023), recoated membrane roof (2024), updated light fixtures, and modern remote-controlled ceiling fans. Outside, you'll find a new fully screened lanai (2025) with access to the workshop and laundry area, which includes a deep freezer, along with a private outdoor patio and a separate storage shed. Situated on a quiet lot with no rear neighbors, this home is located in Terra Ceia Manor, an active 55+ co-op shareholder community with no lot rent. The low monthly HOA fee of just $199 includes water, sewer, trash, lawn care, and access to the heated pool, clubhouse, and a full calendar of social activities. Conveniently located near beaches, shopping, dining, and with easy access to I-275 and I-75, you're just a short drive from Sarasota, Clearwater, St. Petersburg, and Tampa.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
Take US-41 N or US-41 S in to Bayshore Rd. Head west on Bayshore Rd. Turn left to enter the community at 5619 Bayshore Rd. Turn right and follow 3rd St, to 4th St. Follow along 4th St and home will be on the left #435.
Location
5619 BAYSHORE ROAD UNIT 435, PALMETTO, FL 34221
Listing Information
Schedule a Showing
How to Buy This Home
Multiple financing options available for this $169,000 home in PALMETTO.
🏛️
FHA Loan
$5,915 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$8,450 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Manatee County SHIP
Varies
Income-qualifying Manatee residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 3, 2026.