Beds
2
Baths
2
Sq Ft
1,380 sq ft
Year Built
1982
Lot Size
0.25 acres
Garage
—
About This Property
Experience true beachfront living in the highly sought-after Narrows of Indian Rocks Beach, a rare stretch of coastline known for its limited public access and more private, tranquil setting. This boutique eight-unit condominium sits directly on the sand, offering an exclusive feel and the unique ability to enjoy both peaceful Intracoastal sunrises and stunning Gulf sunsets just steps from your door. This spacious 2-bedroom, 2-bath residence offers approximately 1,380 square feet of light-filled living space, thoughtfully designed for both comfort and functionality. The interior has been tastefully updated with a refined coastal aesthetic, featuring a renovated kitchen with quartz countertops, shaker-style cabinetry, and newer Samsung appliances including an induction range. Additional improvements include luxury vinyl flooring throughout, a newer Carrier A/C, Rheem water heater, and a full-size LG washer and dryer. The well-maintained, pet-friendly building offers an elevator and strong financial standing, with completed milestone inspection, SIRS reserve study, and a newer roof—providing added confidence in long-term ownership. The monthly HOA fee is comprehensive, covering insurance, reserves, maintenance, water, sewer, trash, cable, and internet. Additional highlights include assigned parking, guest parking, rare private ground-level storage for beach gear, and access to additional IRB homeowner parking nearby. Ideally located near local dining and just a short drive to Clearwater Beach, St. Petersburg, and both major airports, this property offers an exceptional opportunity for a primary residence, coastal retreat, or income-producing investment.
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
SR 688 (Walsingham) west over Indian Rocks Beach bridge to Gulf Blvd; south (left) on Gulf Blvd to 74 Gulf Blvd on right, Gulf side. Park in guest spots on the North side by the Blvd
Location
74 GULF BOULEVARD UNIT 1B, INDIAN ROCKS BEACH, FL 33785
Listing Information
Schedule a Showing
How to Buy This Home
Multiple financing options available for this $725,000 home in INDIAN ROCKS BEACH.
🏛️
FHA Loan
$25,375 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$36,250 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: June 20, 2026.