Beds
2
Baths
2
Sq Ft
1,735 sq ft
Year Built
1982
Lot Size
—
Garage
—
About This Property
Start living the Florida life you’ve been dreaming of! This one of a kind 1735 SF home in popular 55+ community of Five Towns delivers the space, style, and sunshine. Just 10 minutes to the beach. With one of the lowest condo fees (699.00/mo.) in the entire community, no special assessments, and hurricane shutters on every window, this condo offers major peace of mind for anybody. Love Convenience? You’ll have first-floor living, covered parking right out front, and the rare ability to use a gas grill right outside your back door. Located in the coveted Belmont building, you’ll enjoy serene water and nature views from your oversized screened lanai-your new favorite spot for morning coffee or evening breezes. Inside, this home shines * Renovated kitchen with granite counter tops, maple cabinets, gas range & stainless appliances * Large, open living/dining area perfect for hosting visitors * Freshly painted neutral tones in main living areas. Huge indoor laundry room with storage, utility sink & updated washer & dryers. Easy care laminate floors, tile in kitchen/baths & elegant crown molding. Well maintained A/C under 10 years old. The primary suite is spacious and comfortable with two walk-in closets and an updated bathroom. Guests will love the roomy 2nd bedroom and refreshed guest bathroom. Plus, a versatile bonus room gives you a space for an office, den, hobby room or extra guests. Five Towns is ideal newcomers-friendly neighbors, endless activities, multiple pools, clubhouses, fitness center, walking paths and more. The low monthly fee includes cable, internet, natural gas, water, sewer, trash and reserves and full access to amenities. A new RV/boat/vehicle storage area is ready for use. Looking for an affordable condo? This is it! Don’t miss this opportunity!
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Directions
Park Street to 62nd St turn east and the take your first right and follow the road to Belmont -8240 Park in guest space
Location
8140 TERRACE GARDEN DRIVE UNIT 103, ST PETERSBURG, FL 33709
Listing Information
Schedule a Showing
How to Buy This Home
Multiple financing options available for this $349,500 home in ST PETERSBURG.
🏛️
FHA Loan
$12,233 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$17,475 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 5, 2026.