Beds
3
Baths
2
Sq Ft
1,288 sq ft
Year Built
1975
Lot Size
0.11 acres
Garage
—
About This Property
Discover relaxed Florida living in the highly desirable Caribbean Isles Residential Cooperative, a 55+ waterfront community known for its friendly atmosphere and active lifestyle. Step outside the home and step right aboard your boat with access to Tampa Bay for sunset cruises or waterfront dining. Enjoy watching manatees and dolphins from your backyard. This 3-bedroom, 2-bath home features a stunning 25-foot eat-in kitchen that’s a dream for any home chef. You’ll love the upgraded solid wood cabinetry, stone countertops, and a large deep sink with a gooseneck faucet designed to easily handle oversized pots and pans. Updated appliances include a combination built-in convection oven and microwave, island with downdraft cooktop, refrigerator and dishwasher. Updated flooring completes this inviting kitchen space. The combined living room and dining room are flooded with natural light, enhanced by vaulted ceilings that create an open and airy feel. Luxury Vinyl flooring has been installed in the living room, dining room, and primary bedroom. The spacious primary bedroom offers a private ensuite bath, large enough to include a conveniently located laundry area tucked neatly into a built-in closet. Updated vinyl windows add both style and energy efficiency. Major system upgrades provide peace of mind, including a new outside HVAC unit, new ductwork, and new insulation and vapor barrier installed beneath the home. If you're an outdoor enthusiast, you'll appreciate our kayak and boat launch facilities. Our canal system offers direct access to Tampa Bay. For those who enjoy friendly competitions, we have bocce ball, shuffleboard courts and horseshoes. The heated community pool is heated year-round. Inside our clubhouse, you'll discover a craft room and large game room, with pool tables, card table, indoor bar shuffleboard and darts, providing opportunities for creativity and socializing. Our community has many activities throughout the year. From themed dinners to dances, there's always something exciting happening to suit your preferences and keep you engaged year-round. Our prime location, conveniently situated between Tampa and Sarasota/Bradenton, ensures that you'll have easy access to an abundance of nearby activities. Beaches and thrilling amusement parks are just a day trip away. We invite you to pay us a visit and discover for yourself why so many call Caribbean Isles home.
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Directions
I-75 travel West at exit 246 on Big Bend Road. Go West to US41 and turn left (South) and travel to Elsberry Road. Turn right (West) just past the firehouse on Elsberry Road and travel to the Main where you will follow directions.
Location
132 W SAINT LUCIA LOOP, APOLLO BEACH, FL 33572
Listing Information
Schedule a Showing
How to Buy This Home
Multiple financing options available for this $229,900 home in APOLLO BEACH.
🏛️
FHA Loan
$8,047 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$11,495 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: June 12, 2026.