Beds
2
Baths
2
Sq Ft
1,132 sq ft
Year Built
1987
Lot Size
0.08 acres
Garage
1
About This Property
PRICE IMPROVEMENT! Experience the Florida Lifestyle You've Been Waiting For! Welcome to this beautifully maintained 2-bedroom, 2-bath villa nestled within the highly desirable Mainlands of Tamarac by the Gulf, an established 55+ active adult community known for its welcoming atmosphere, maintenance-free lifestyle, and convenient Pinellas County location. From the moment you arrive, you'll appreciate the inviting curb appeal and relaxed Florida charm. Inside, the thoughtfully designed floor plan offers spacious living and dining areas filled with natural light, creating the perfect setting for both everyday living and entertaining. The comfortable family room provides additional living space, while the generous primary suite features a walk-in closet and private bath. A spacious guest bedroom offers flexibility for visiting family and friends, hobbies, or a home office. Enjoy your morning coffee on the covered front porch, unwind on the private patio after a day at the beach or golf course, and embrace the easygoing lifestyle that makes Florida living so special. Designed for comfort and peace of mind, this home features an attached one-car garage, hurricane shutters, sliding glass doors, ceiling fans, central air conditioning, and a well-maintained interior ready for its next owner. One of the greatest advantages of living in the Mainlands is the exceptional maintenance-free lifestyle. The HOA provides outstanding value by covering exterior maintenance, roof replacement, lawn care, irrigation, water, sewer, trash, cable television, internet, and road maintenance, allowing you to spend more time enjoying life and less time maintaining your home. Residents enjoy a vibrant social environment with a heated community pool, clubhouse activities, neighborhood events, golf-cart-friendly streets, and convenient access to the public Mainlands Golf Course. Whether you enjoy meeting neighbors, participating in community activities, or simply relaxing in a peaceful setting, you'll appreciate everything this established community has to offer. Ideally located just minutes from award-winning Gulf beaches, downtown St. Petersburg, Tampa International Airport, St. Pete-Clearwater International Airport, shopping, dining, entertainment, medical facilities, and major commuter routes, this home offers the perfect combination of convenience and Florida lifestyle. Now offered at a recently improved price, this is an outstanding opportunity to own a move-in-ready home in one of Pinellas County's most desirable active adult communities. Schedule your private showing today and start enjoying the Florida lifestyle you've earned! Some images have been professionally enhanced for lighting, color balance, and image clarity only. No structural features, finishes, views, landscaping, or property characteristics have been altered or misrepresented.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
Heading Northwest on US-19 N., turn right onto Gateway Centre Blvd., Turn left onto 40th Street N. turn left onto 87thTerrace, turn right onto 40th Lane N.
Location
8804 40TH LANE N, PINELLAS PARK, FL 33782
Listing Information
Schedule a Showing
How to Buy This Home
Multiple financing options available for this $245,000 home in PINELLAS PARK.
🏛️
FHA Loan
$8,575 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$12,250 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 6, 2026.