Beds
3
Baths
3
Sq Ft
1,992 sq ft
Year Built
1976
Lot Size
0.53 acres
Garage
1
About This Property
Seller Financing Available! WATERFRONT POOL HOME • NO HOA • PRIVATE BOAT RAMP • DIRECT TAMPA BAY ACCESS • OVER HALF AN ACRE! Welcome to a rare opportunity to own a fully renovated waterfront pool home on the Alafia River. Situated on 0.53 acres, this exceptional property features 3 bedrooms, 3 bathrooms, 1,992 square feet of living space, a private dock and boat ramp, detached workshop, oversized garage, four-car carport, and parking for 10+ vehicles. Bring your boat, RV, trailers, and toys—there are no HOA restrictions here. Enjoy the ultimate Florida waterfront lifestyle with direct boating access to Tampa Bay from your own backyard. Recent improvements include 2026 Seawall, 2025 Impact Windows, 2025 HVAC, a fully renovated interior, remodeled kitchen and bathrooms, upgraded appliances, custom pool with screened enclosure, dock, boat ramp, and extensive outdoor hardscaping. Inside, the open-concept floor plan seamlessly connects the kitchen, dining, and living areas, creating an ideal space for everyday living and entertaining. A versatile bonus room offers the perfect space for a home office, game room, or additional sitting area with scenic canal views. The split-bedroom layout provides privacy, with the primary suite on one side of the home and two additional bedrooms and bathrooms on the other. A unique feature of this floor plan is the presence of two bedroom suites with private en-suite bathrooms, making it ideal for guests or multigenerational living. The interior has been extensively renovated with wood-look tile flooring throughout, updated bathrooms, solid-core doors, and a stunning kitchen featuring custom cabinetry, quartz countertops, tile backsplash, and upgraded appliances. Step outside to your private screened waterfront oasis. The saltwater pool and spa are surrounded by paver decking and a covered lanai, creating the perfect setting to relax while enjoying unobstructed views of the canal and Alafia River. Enjoy a fully fenced backyard, providing plenty of space for pets to play, along with a convenient doggy door offering easy access to the screened pool area. Paver walkways lead to the private dock and boat ramp, providing convenient access for boating, fishing, and waterfront recreation. A fire pit area offers additional outdoor entertaining space. The property also includes a detached garage workshop, oversized 1-car garage, covered parking for boats, RVs, or vehicles, and a 30-amp RV hookup. Conveniently located on the Alafia River with direct access to Tampa Bay, this property is a boater's dream. Spend your days cruising to Beer Can Island, waterfront restaurants, Downtown Tampa, or St. Petersburg — all accessible by boat from your own backyard. By land, you're just minutes from I-75 via the Gibsonton exit and US Highway 41, placing Downtown Tampa less than 20 minutes away. Everyday conveniences are nearby, including grocery stores, the Xscape/GDX Theatre, shopping, dining, waterfront restaurants, marinas, and endless entertainment options. Opportunities like this are rare! Over half an acre of waterfront living with a private boat ramp, dock, pool, and NO HOA restrictions. Schedule your private showing today and experience the Florida waterfront lifestyle at its finest!
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Directions
From I-75, take Exit 250 for Gibsonton Dr. Head west on Gibsonton Dr, then turn right onto Peninsular Dr. Continue to the end of the road; the property is located at 9910 Peninsular Dr.
Location
9910 PENINSULAR DRIVE, GIBSONTON, FL 33534
Listing Information
Schedule a Showing
How to Buy This Home
Multiple financing options available for this $749,900 home in GIBSONTON.
🏛️
FHA Loan
$26,247 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$37,495 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: June 26, 2026.