Beds
—
Baths
0
Sq Ft
—
Year Built
—
Lot Size
0.22 acres
Garage
—
About This Property
Welcome to your future waterfront haven on Bay Drive. This 0.22-acre canal-front lot offers direct access to the Alafia River and Tampa Bay, perfect for boating, dock construction (subject to permitting), or simply soaking in serene water views. This lot has 87.9 ft of seawall waterfrontage. The lot is zoned for single-family use (RSC-6). NO HOA/NO CDD. Concrete block on property is available for purchase as a separate transaction. Current owner has completed the Soil Test and started to prep the site for construction. Owner also has the completed architectural drawings and construction plans for a Custom Built Home which is also available as a separate transaction. Ready for you to step in and complete your dream home! Minutes to shops, dining, and quick access to major roads, this is where convenience meets tranquility. Your dream home begins here.
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Directions
From I 75 take Riverview /Gibsonton exit and head WEST on Gibsonton Dr. to Peninsular Dr. Turn right on Peninsular Dr, then first left onto Bay Drive Continue on Bay Drive. Lot is about mid-way down the street on the left.
Location
9919 BAY DRIVE, GIBSONTON, FL 33534
Listing Information
Schedule a Showing
How to Buy This Home
Multiple financing options available for this $229,500 home in GIBSONTON.
🏛️
FHA Loan
$8,033 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$11,475 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: January 14, 2026.