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Beds
3
Baths
3
Sq Ft
1,976 sq ft
Year Built
2009
Lot Size
0.17 acres
Garage
2
Experience elevated coastal living in this exceptional three-story residence, perfectly situated on a quiet cul-de-sac with a private boat ramp and boat-lift access leading directly to the Gulf of America. Designed for those who appreciate refinement, privacy, and the effortless beauty of Florida’s waterfront lifestyle, this three-bedroom, two-and-a-half-bath home delivers a rare blend of sophistication and comfort. A private floating dock invites endless days on the water, while the expansive master suite offers a nightly retreat with breathtaking sunset views from your own balcony—an intimate vantage point overlooking the Gulf’s shimmering horizon. Inside, the home showcases a fully updated gourmet kitchen appointed with granite countertops, stainless steel appliances, and solid wood cabinetry. Luxury flooring, ceramic tile, and plush carpeting flow throughout the interior, complemented by a cozy fireplace and the convenience of interior laundry, a tankless water heater, and a whole-house water softener system. Outdoors, the property transforms into a private resort. The heated saltwater pool is enhanced with elegant lighting, creating a serene ambiance for evening swims or weekend entertaining. A newly installed irrigation system maintains the lush surroundings with ease, while the conservation area nearby the property ensures lasting privacy and a peaceful natural backdrop. The oversized two-car garage provides generous storage, and the home’s three-story design offers both functionality and architectural presence. Whether you’re seeking a seasonal sanctuary or a full-time luxury residence, this property embodies the essence of upscale Florida living—waterfront access, refined finishes, and a lifestyle defined by comfort, beauty, and coastal elegance
Shoal Line Blvd to Jewfish Dr, Left on Palometa and home is on left.
3423 PALOMETA DRIVE, HERNANDO BEACH, FL 34607
Pick a Day
Preferred Time
Multiple financing options available for this $585,000 home in HERNANDO BEACH.
🏛️
$20,475 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
$29,250 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
$0 Down
Zero down for eligible rural areas. Income limits apply.
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hernando County SHIP
Varies
Income-qualifying Hernando residents
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: April 6, 2026.
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