Beds
5
Baths
5
Sq Ft
3,717 sq ft
Year Built
1963
Lot Size
0.24 acres
Garage
3
About This Property
Beautiful 5-bedroom, 5-bath waterfront pool home with a dedicated office and 3-car garage, located in the highly desirable Yacht Club Estates. Set on a deep-water canal with direct access to the Intracoastal Waterway, this property is a true boater’s dream, featuring a private dock and boat lift (16,000 Lbp) both approximately 3 years old. Roof age is four years. Inside, the flexible floorplan offers both an upstairs and downstairs primary suite, making it ideal for multigenerational living or hosting guests comfortably. The primary suite is a true retreat with a spacious bathroom featuring a soaking tub, separate shower, dual sinks, and a huge walk-in closet complete with a center island. The spacious eat-in kitchen features quartz countertops, stainless steel appliances, a gas range, and a wine cooler, with gorgeous water views that carry throughout the home and create a seamless connection to the waterfront lifestyle. A separate bar area adds the perfect spot for entertaining, and the inviting living space is anchored by a cozy gas fireplace—ideal for relaxing after a day on the water. Step outside and enjoy the best of Florida living with a spa that spills into an oversized pool—perfect for relaxing, entertaining, and taking in sunset views. Additional highlights include a roof that is less than 3 years old, one A/C system replaced within the last three years, and assumable flood insurance currently around $3,400/year. Built on higher ground within the neighborhood, the home experienced minimal water intrusion for the first time during Hurricane Helene, with less than 1 inch of water intrusion. This is a rare opportunity to enjoy waterfront living with space, comfort, and an unbeatable location in one of the area’s most sought-after communities.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Take Central Ave west to 79th Ave S. Take 79th to the home.
Location
1073 79TH STREET S, ST PETERSBURG, FL 33707
Listing Information
Schedule a Showing
How to Buy This Home
Multiple financing options available for this $1,999,000 home in ST PETERSBURG.
🏛️
FHA Loan
$69,965 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$99,950 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 5, 2026.