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Beds
3
Baths
2
Sq Ft
1,566 sq ft
Year Built
1993
Lot Size
0.03 acres
Garage
2
INCREDIBLE VALUE for this 3/2 townhome nestled in the coveted Curlew Landings South community just minutes from direct beach access to the sandy shores of Indian Rocks Beach, this golf cart-friendly area offers a tranquil retreat from the bustle of everyday life, perfect for year-round coastal living or as a second home with fully upgraded hurricane-rated windows throughout and brand new 2026 AC and new roof and balconies. Step inside to a sun-filled, open-concept main floor featuring engineered wood flooring, and an electric fireplace that creates a cozy and inviting ambiance. The designer kitchen is a chef's delight, with gleaming porcelain tile floors, granite countertops, and rich mahogany custom cabinetry with glass-front accents. The spacious kitchen island with a breakfast bar offers a perfect gathering place for casual dining or entertaining guests, all while seamlessly connecting to the dedicated dining area for more formal meals. Upstairs, the luxurious primary suite offers a private balcony with tranquil water views—an ideal spot to enjoy your morning coffee or unwind with a sunset breeze. This floor also provides an interior laundry and a cozy third bedroom for guests or office. The oversized tandem garage provides ample storage for vehicles and all your beach gear, including a perfect place to store your kayak. Best of all, you have the ability to launch your kayak right from the community grounds, offering immediate access to serene paddling adventures. Plus, an unfinished, versatile bonus room presents endless possibilities for a home gym, hobby room or bonus studio. HOA covers water, cable, internet, insurance, maintenance and more. Sellers willing to included furnishings for the convenience of starting your seasonal living right away. Enjoy the full coastal lifestyle with amenities just steps away, including a refreshing community pool plus tennis/pickleball courts. Located near an array of restaurants, shopping, and entertainment, this is a rare opportunity to own a slice of waterfront paradise that offers exceptional protection, energy efficiency, and immediate water recreation. Schedule your showing today and begin enjoying the beach life tomorrow!
From 688/Walsingham, turn right onto Gulf Blvd, then turn right onto 8th Ave., then right onto E. Gulf Blvd all the way to the end, then left onto Garland Circle around the roundabout, then the townhouse will be on left . Pull into driveway for showing
524 GARLAND CIRCLE, INDIAN ROCKS BEACH, FL 33785
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Preferred Time
Multiple financing options available for this $425,000 home in INDIAN ROCKS BEACH.
🏛️
$14,875 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
$21,250 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
$0 Down
Zero down for eligible rural areas. Income limits apply.
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: June 27, 2026.
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INDIAN ROCKS BEACH, FL 33785